BCHI vs SCHD
GMO Beyond China ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. BCHI delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | BCHI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.06% | |
| AUM | $18M | $103.7B | |
| Dividend Yield | 3.45% | 3.31% | |
| Holdings | 202 | 104 | |
| YTD Return | +22.06% | +24.26% | |
| 1Y Return | +38.19% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 21.2% | 13.6% | |
| Max Drawdown | -16.0% | -33.4% | |
| Fund Family | GMO | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Feb 12, 2025 | Oct 20, 2011 |
BCHI vs SCHD Performance
GMO Beyond China ETF (BCHI) is a ETF from GMO and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BCHI returned +38.19% while SCHD returned +31.38%. Year to date, BCHI is up 22.06% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
BCHI has been the more volatile fund, with annualized monthly volatility of 21.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.0% for BCHI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.30. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BCHI charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, BCHI currently yields 3.45% against 3.31% for SCHD.
Holdings Overlap
BCHI and SCHD share 0 holdings out of 198 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BCHI or SCHD?
BCHI has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $59 per year of difference.
Which performed better, BCHI or SCHD?
Over the past year BCHI returned +38.19% vs +31.38% for SCHD, so BCHI leads on 1-year performance. Over the longest common window we track (2 years), BCHI annualized +35.48% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, BCHI or SCHD?
BCHI has been the more volatile fund at 21.2% annualized versus 13.6% for SCHD. Worst drawdown: BCHI -16.0% vs SCHD -33.4%.
Should I hold both BCHI and SCHD?
BCHI and SCHD have a monthly-return correlation of 0.30, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BCHI and SCHD?
BCHI and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 198 unique securities.
Which pays a higher dividend, BCHI or SCHD?
BCHI yields 3.45% while SCHD yields 3.31%, so BCHI currently pays the higher dividend yield.
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