BFAP vs SCHD
BFAP vs SCHD
FT Vest Bitcoin Strategy Floor15 ETF - April vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | BFAP | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.90% | 0.06% | |
| AUM | $2M | $103.7B | |
| Dividend Yield | 24.97% | 3.31% | |
| Holdings | 9 | 104 | |
| YTD Return | -22.47% | +24.26% | |
| 1Y Return | -29.31% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 19.8% | 13.6% | |
| Max Drawdown | -34.1% | -33.4% | |
| Fund Family | First Trust Portfolios (US) | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Apr 3, 2025 | Oct 20, 2011 |
BFAP vs SCHD Performance
FT Vest Bitcoin Strategy Floor15 ETF - April (BFAP) is a ETF from First Trust Portfolios (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BFAP returned -29.31% while SCHD returned +31.38%. Year to date, BFAP is down 22.47% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
BFAP has been the more volatile fund, with annualized monthly volatility of 19.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.1% for BFAP and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.17. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BFAP charges 0.90% per year while SCHD charges 0.06%. On a $10,000 position that is $90 vs $6 annually, a gap of $84 per year that compounds over a long holding period. On income, BFAP currently yields 24.97% against 3.31% for SCHD.
Frequently Asked Questions
Which is cheaper, BFAP or SCHD?
BFAP has an expense ratio of 0.90% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $84 per year of difference.
Which performed better, BFAP or SCHD?
Over the past year BFAP returned -29.31% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), BFAP annualized -10.58% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, BFAP or SCHD?
BFAP has been the more volatile fund at 19.8% annualized versus 13.6% for SCHD. Worst drawdown: BFAP -34.1% vs SCHD -33.4%.
Should I hold both BFAP and SCHD?
BFAP and SCHD have a monthly-return correlation of -0.17, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, BFAP or SCHD?
BFAP yields 24.97% while SCHD yields 3.31%, so BFAP currently pays the higher dividend yield.
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