BFIX vs IVV
Build Bond Innovation ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | BFIX | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.03% | |
| AUM | $14M | $865.2B | |
| Dividend Yield | 3.88% | 1.09% | |
| Holdings | 116 | 508 | |
| YTD Return | +0.69% | +13.80% | |
| 1Y Return | +2.92% | +23.70% | |
| 3Y Return (annualized) | +7.29% | +21.49% | |
| 5Y Return (annualized) | - | +13.43% | |
| Volatility (annualized) | 3.7% | 15.1% | |
| Max Drawdown | -8.0% | -56.5% | |
| Fund Family | BUILD FUNDS TRUST | iShares by BlackRock (US) | |
| Category | Fixed Income | Equity | |
| Inception | Feb 9, 2022 | May 15, 2000 |
BFIX vs IVV Performance
Build Bond Innovation ETF (BFIX) is a ETF from BUILD FUNDS TRUST and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year BFIX returned +2.92% while IVV returned +23.70%. Year to date, BFIX is up 0.69% versus a gain of 13.80% for IVV.
Over three years, BFIX compounded at +7.29% per year against +21.49% for IVV. Across the full 5-year window we track, IVV has the edge at +7.05% annualized vs +3.74%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 3.7% for BFIX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.0% for BFIX and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.54. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BFIX charges 0.45% per year while IVV charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, BFIX currently yields 3.88% against 1.09% for IVV.
Holdings Overlap
BFIX and IVV share 1 holdings out of 587 unique holdings combined, representing a 0.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in BFIX | Weight in IVV | Difference |
|---|---|---|---|
| SO | 0.89% | 0.16% | 0.73% |
Frequently Asked Questions
Which is cheaper, BFIX or IVV?
BFIX has an expense ratio of 0.45% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $42 per year of difference.
Which performed better, BFIX or IVV?
Over the past year BFIX returned +2.92% vs +23.70% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (5 years), BFIX annualized +3.74% vs +7.05% for IVV. Past performance does not guarantee future results.
Which is riskier, BFIX or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 3.7% for BFIX. Worst drawdown: BFIX -8.0% vs IVV -56.5%.
Should I hold both BFIX and IVV?
BFIX and IVV have a monthly-return correlation of 0.54, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BFIX and IVV?
BFIX and IVV share 1 common holdings with a 0.2% weight overlap. Combined, they hold 587 unique securities.
Which pays a higher dividend, BFIX or IVV?
BFIX yields 3.88% while IVV yields 1.09%, so BFIX currently pays the higher dividend yield.
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