BFIX vs VXUS

BFIX vs VXUS

Which is better, BFIX or VXUS?

Long Term High Quality against Large Cap Blend.

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBFIXVXUS
Expense Ratio0.45%0.05%Best
AUM$14M$158.1B
Dividend Yield3.83%2.51%
Holdings1188,747
YTD Return+0.16%+13.64%Best
1Y Return+1.55%+20.82%Best
3Y Return (annualized)+7.25%+19.58%Best
5Y Return (annualized)-+9.14%
Volatility (annualized)3.7%Best15.3%
Max Drawdown-8.0%Best-26.3%
$10,000 over 4.6 years$11,730$15,823Best
Fund FamilyBUILD FUNDS TRUSTVanguard (US)
CategoryFixed IncomeEquity
StyleLong Term High QualityLarge Cap Blend
InceptionFeb 9, 2022Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 4.6 years row, are measured over the window both funds cover: Feb 10, 2022 to Sep 17, 2026 (4.6 years).

BFIX vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.6 years both funds cover.

BFIX vs VXUS Performance

Build Bond Innovation ETF (BFIX) is an ETF from BUILD FUNDS TRUST and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year BFIX returned +1.55% while VXUS returned +20.82%. Year to date, BFIX is up 0.16% versus a gain of 13.64% for VXUS.

Over three years, BFIX compounded at +7.25% per year against +19.58% for VXUS.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 3.7% for BFIX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -8.0% for BFIX and -26.3% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.55. They move together some of the time, and apart the rest.

Fees and Cost Over Time

BFIX charges 0.45% per year while VXUS charges 0.05%. On a $10,000 position that is $45 vs $5 annually, a gap of $40 per year that compounds over a long holding period. On income, BFIX currently yields 3.83% against 2.51% for VXUS.

Holdings Overlap

We hold position weights for 89 holdings in BFIX and 8,082 in VXUS, totalling 31.7% and 88.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 89 positions we hold weights for in BFIX and 8,082 in VXUS, against full books of 118 and 8,747.

You are not choosing between two funds in isolation.

Whichever of BFIX and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BFIXVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BFIX or VXUS?

BFIX has an expense ratio of 0.45% while VXUS charges 0.05%. VXUS is the cheaper option, by $40 a year on a $10,000 investment.

Which performed better, BFIX or VXUS?

Over the past year BFIX returned +1.55% vs +20.82% for VXUS, so VXUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BFIX or VXUS?

VXUS has been the more volatile fund at 15.3% annualized versus 3.7% for BFIX. Worst drawdown: BFIX -8.0% vs VXUS -26.3%.

Should I hold both BFIX and VXUS?

BFIX and VXUS have a monthly-return correlation of 0.55, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, BFIX or VXUS?

BFIX yields 3.83% while VXUS yields 2.51%, so BFIX currently pays the higher dividend yield.

Is VXUS better than BFIX?

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.