BFIX vs QQQ

BFIX vs QQQ

Which is better, BFIX or QQQ?

Long Term High Quality against Large Cap Growth.

QQQ has a lower expense ratio. QQQ led over 1Y, 3Y and the full window.

Lower Fees: QQQHigher Returns: QQQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBFIXQQQ
Expense Ratio0.45%0.18%Best
AUM$14M$483.5B
Dividend Yield3.83%0.44%
Holdings118107
YTD Return+0.04%+17.95%Best
1Y Return+1.26%+21.77%Best
3Y Return (annualized)+7.24%+25.63%Best
5Y Return (annualized)-+15.24%
Volatility (annualized)3.7%Best20.9%
Max Drawdown-8.0%Best-29.6%
$10,000 over 4.6 years$11,715$20,679Best
Fund FamilyBUILD FUNDS TRUSTInvesco (US)
CategoryFixed IncomeEquity
StyleLong Term High QualityLarge Cap Growth
InceptionFeb 9, 2022Mar 10, 1999

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 4.6 years row, are measured over the window both funds cover: Feb 10, 2022 to Sep 18, 2026 (4.6 years).

BFIX vs QQQ growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.6 years both funds cover.

BFIX vs QQQ Performance

Build Bond Innovation ETF (BFIX) is an ETF from BUILD FUNDS TRUST and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year BFIX returned +1.26% while QQQ returned +21.77%. Year to date, BFIX is up 0.04% versus a gain of 17.95% for QQQ.

Over three years, BFIX compounded at +7.24% per year against +25.63% for QQQ.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 20.9% compared with 3.7% for BFIX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -8.0% for BFIX and -29.6% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.45. They move together some of the time, and apart the rest.

Fees and Cost Over Time

BFIX charges 0.45% per year while QQQ charges 0.18%. On a $10,000 position that is $45 vs $18 annually, a gap of $27 per year that compounds over a long holding period. On income, BFIX currently yields 3.83% against 0.44% for QQQ.

Holdings Overlap

We hold position weights for 89 holdings in BFIX and 102 in QQQ, totalling 31.7% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 89 positions we hold weights for in BFIX and 102 in QQQ, against full books of 118 and 107.

You are not choosing between two funds in isolation.

Whichever of BFIX and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BFIXQQQ

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BFIX or QQQ?

BFIX has an expense ratio of 0.45% while QQQ charges 0.18%. QQQ is the cheaper option, by $27 a year on a $10,000 investment.

Which performed better, BFIX or QQQ?

Over the past year BFIX returned +1.26% vs +21.77% for QQQ, so QQQ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BFIX or QQQ?

QQQ has been the more volatile fund at 20.9% annualized versus 3.7% for BFIX. Worst drawdown: BFIX -8.0% vs QQQ -29.6%.

Should I hold both BFIX and QQQ?

BFIX and QQQ have a monthly-return correlation of 0.45, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, BFIX or QQQ?

BFIX yields 3.83% while QQQ yields 0.44%, so BFIX currently pays the higher dividend yield.

Is QQQ better than BFIX?

QQQ has a lower expense ratio. QQQ led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.