BFIX vs VOO
BFIX vs VOO
Build Bond Innovation ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | BFIX | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.03% | |
| AUM | $14M | $979.0B | |
| Dividend Yield | 3.88% | 1.09% | |
| Holdings | 116 | 509 | |
| YTD Return | +0.69% | +13.80% | |
| 1Y Return | +2.92% | +23.71% | |
| 3Y Return (annualized) | +7.29% | +21.50% | |
| 5Y Return (annualized) | - | +13.44% | |
| Volatility (annualized) | 3.7% | 14.1% | |
| Max Drawdown | -8.0% | -34.3% | |
| Fund Family | BUILD FUNDS TRUST | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Feb 9, 2022 | Sep 7, 2010 |
BFIX vs VOO Performance
Build Bond Innovation ETF (BFIX) is a ETF from BUILD FUNDS TRUST and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year BFIX returned +2.92% while VOO returned +23.71%. Year to date, BFIX is up 0.69% versus a gain of 13.80% for VOO.
Over three years, BFIX compounded at +7.29% per year against +21.50% for VOO. Across the full 5-year window we track, VOO has the edge at +13.58% annualized vs +3.74%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 3.7% for BFIX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.0% for BFIX and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BFIX charges 0.45% per year while VOO charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, BFIX currently yields 3.88% against 1.09% for VOO.
Holdings Overlap
BFIX and VOO share 1 holdings out of 587 unique holdings combined, representing a 0.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in BFIX | Weight in VOO | Difference |
|---|---|---|---|
| SO | 0.89% | 0.17% | 0.72% |
Frequently Asked Questions
Which is cheaper, BFIX or VOO?
BFIX has an expense ratio of 0.45% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $42 per year of difference.
Which performed better, BFIX or VOO?
Over the past year BFIX returned +2.92% vs +23.71% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (5 years), BFIX annualized +3.74% vs +13.58% for VOO. Past performance does not guarantee future results.
Which is riskier, BFIX or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 3.7% for BFIX. Worst drawdown: BFIX -8.0% vs VOO -34.3%.
Should I hold both BFIX and VOO?
BFIX and VOO have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BFIX and VOO?
BFIX and VOO share 1 common holdings with a 0.2% weight overlap. Combined, they hold 587 unique securities.
Which pays a higher dividend, BFIX or VOO?
BFIX yields 3.88% while VOO yields 1.09%, so BFIX currently pays the higher dividend yield.
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