BFIX vs VOO
Build Bond Innovation ETF vs Vanguard S&P 500 ETF
Which is better, BFIX or VOO?
Long Term High Quality against Large Cap Blend.
VOO has a lower expense ratio. VOO led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BFIX | VOO |
|---|---|---|
| Expense Ratio | 0.45% | 0.03%Best |
| AUM | $14M | $997.4B |
| Dividend Yield | 3.83% | 1.04% |
| Holdings | 118 | 509 |
| YTD Return | +0.04% | +12.37%Best |
| 1Y Return | +1.26% | +16.61%Best |
| 3Y Return (annualized) | +7.24% | +21.37%Best |
| 5Y Return (annualized) | - | +13.49% |
| Volatility (annualized) | 3.7%Best | 15.6% |
| Max Drawdown | -8.0%Best | -22.1% |
| $10,000 over 4.6 years | $11,715 | $18,102Best |
| Fund Family | BUILD FUNDS TRUST | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Long Term High Quality | Large Cap Blend |
| Inception | Feb 9, 2022 | Sep 7, 2010 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.6 years row, are measured over the window both funds cover: Feb 10, 2022 to Sep 18, 2026 (4.6 years).
BFIX vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.6 years both funds cover.
BFIX vs VOO Performance
Build Bond Innovation ETF (BFIX) is an ETF from BUILD FUNDS TRUST and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year BFIX returned +1.26% while VOO returned +16.61%. Year to date, BFIX is up 0.04% versus a gain of 12.37% for VOO.
Over three years, BFIX compounded at +7.24% per year against +21.37% for VOO.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 3.7% for BFIX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.0% for BFIX and -22.1% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.54. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BFIX charges 0.45% per year while VOO charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, BFIX currently yields 3.83% against 1.04% for VOO.
Holdings Overlap
We hold position weights for 89 holdings in BFIX and 494 in VOO, totalling 31.7% and 99.5% of the two funds. That is not enough of BFIX to divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
1 positions in common, counted across the 89 positions we hold weights for in BFIX and 494 in VOO, against full books of 118 and 509.
Top Shared Holdings
| Stock | Weight in BFIX | Weight in VOO | Difference |
|---|---|---|---|
| CPTCamden Property Trust Common Stock | 0.07% | 0.02% | 0.05% |
You are not choosing between two funds in isolation.
Whichever of BFIX and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BFIX or VOO?
BFIX has an expense ratio of 0.45% while VOO charges 0.03%. VOO is the cheaper option, by $42 a year on a $10,000 investment.
Which performed better, BFIX or VOO?
Over the past year BFIX returned +1.26% vs +16.61% for VOO, so VOO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BFIX or VOO?
VOO has been the more volatile fund at 15.6% annualized versus 3.7% for BFIX. Worst drawdown: BFIX -8.0% vs VOO -22.1%.
Should I hold both BFIX and VOO?
BFIX and VOO have a monthly-return correlation of 0.54, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BFIX or VOO?
BFIX yields 3.83% while VOO yields 1.04%, so BFIX currently pays the higher dividend yield.
Is VOO better than BFIX?
VOO has a lower expense ratio. VOO led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.