BIS vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricBISVTIWinner
Expense Ratio0.95%0.03%
AUM$2M$663.5B
Dividend Yield5.79%1.07%
Holdings63,543
YTD Return-32.69%+14.96%
1Y Return-55.28%+22.39%
3Y Return (annualized)-30.40%+21.51%
5Y Return (annualized)-16.47%+12.36%
Volatility (annualized)39.5%15.4%
Max Drawdown-99.9%-56.6%
Fund FamilyProSharesVanguard (US)
CategoryAlternativeEquity
InceptionApr 6, 2010May 24, 2001

BIS vs VTI Performance

ProShares UltraShort Nasdaq Biotechnology (BIS) is a ETF from ProShares and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BIS returned -55.28% while VTI returned +22.39%. Year to date, BIS is down 32.69% versus a gain of 14.96% for VTI.

Over three years, BIS compounded at -30.40% per year against +21.51% for VTI; over five years the annualized figures are -16.47% and +12.36% respectively. Across the full 16-year window we track, VTI has the edge at +8.16% annualized vs -32.99%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

BIS has been the more volatile fund, with annualized monthly volatility of 39.5% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -99.9% for BIS and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.60. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BIS charges 0.95% per year while VTI charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, BIS currently yields 5.79% against 1.07% for VTI.

Frequently Asked Questions

Which is cheaper, BIS or VTI?

BIS has an expense ratio of 0.95% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, BIS or VTI?

Over the past year BIS returned -55.28% vs +22.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (16 years), BIS annualized -32.99% vs +8.16% for VTI. Past performance does not guarantee future results.

Which is riskier, BIS or VTI?

BIS has been the more volatile fund at 39.5% annualized versus 15.4% for VTI. Worst drawdown: BIS -99.9% vs VTI -56.6%.

Should I hold both BIS and VTI?

BIS and VTI have a monthly-return correlation of -0.60, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, BIS or VTI?

BIS yields 5.79% while VTI yields 1.07%, so BIS currently pays the higher dividend yield.

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