BITU vs SCHD
BITU vs SCHD
ProShares Ultra Bitcoin ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | BITU | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.98% | 0.06% | |
| AUM | $353M | $103.7B | |
| Dividend Yield | 106.13% | 3.31% | |
| Holdings | 9 | 104 | |
| YTD Return | -58.11% | +24.26% | |
| 1Y Return | -78.53% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 90.6% | 13.6% | |
| Max Drawdown | -83.5% | -33.4% | |
| Fund Family | ProShares | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Apr 2, 2024 | Oct 20, 2011 |
BITU vs SCHD Performance
ProShares Ultra Bitcoin ETF (BITU) is a ETF from ProShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BITU returned -78.53% while SCHD returned +31.38%. Year to date, BITU is down 58.11% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
BITU has been the more volatile fund, with annualized monthly volatility of 90.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.5% for BITU and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.00. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BITU charges 0.98% per year while SCHD charges 0.06%. On a $10,000 position that is $98 vs $6 annually, a gap of $92 per year that compounds over a long holding period. On income, BITU currently yields 106.13% against 3.31% for SCHD.
Holdings Overlap
BITU and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BITU or SCHD?
BITU has an expense ratio of 0.98% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $92 per year of difference.
Which performed better, BITU or SCHD?
Over the past year BITU returned -78.53% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), BITU annualized -34.26% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, BITU or SCHD?
BITU has been the more volatile fund at 90.6% annualized versus 13.6% for SCHD. Worst drawdown: BITU -83.5% vs SCHD -33.4%.
Should I hold both BITU and SCHD?
BITU and SCHD have a monthly-return correlation of 0.00, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BITU and SCHD?
BITU and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, BITU or SCHD?
BITU yields 106.13% while SCHD yields 3.31%, so BITU currently pays the higher dividend yield.
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