Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricBITUSPYWinner
Expense Ratio0.98%0.09%
AUM$353M$789.1B
Dividend Yield106.13%1.01%
Holdings9505
YTD Return-58.11%+13.79%
1Y Return-78.53%+23.66%
3Y Return (annualized)-+21.40%
5Y Return (annualized)-+13.37%
Volatility (annualized)90.6%15.3%
Max Drawdown-83.5%-56.5%
Fund FamilyProSharesState Street Investment Management
CategoryAlternativeEquity
InceptionApr 2, 2024Jan 22, 1993

BITU vs SPY Performance

ProShares Ultra Bitcoin ETF (BITU) is a ETF from ProShares and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year BITU returned -78.53% while SPY returned +23.66%. Year to date, BITU is down 58.11% versus a gain of 13.79% for SPY.

Risk: Volatility and Drawdowns

BITU has been the more volatile fund, with annualized monthly volatility of 90.6% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.5% for BITU and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.43. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BITU charges 0.98% per year while SPY charges 0.09%. On a $10,000 position that is $98 vs $9 annually, a gap of $89 per year that compounds over a long holding period. On income, BITU currently yields 106.13% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

BITU and SPY share 0 holdings out of 504 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BITU or SPY?

BITU has an expense ratio of 0.98% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $89 per year of difference.

Which performed better, BITU or SPY?

Over the past year BITU returned -78.53% vs +23.66% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (2 years), BITU annualized -34.26% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, BITU or SPY?

BITU has been the more volatile fund at 90.6% annualized versus 15.3% for SPY. Worst drawdown: BITU -83.5% vs SPY -56.5%.

Should I hold both BITU and SPY?

BITU and SPY have a monthly-return correlation of 0.43, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BITU and SPY?

BITU and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 504 unique securities.

Which pays a higher dividend, BITU or SPY?

BITU yields 106.13% while SPY yields 1.01%, so BITU currently pays the higher dividend yield.

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