BITY vs SCHD
BITY vs SCHD
Amplify Bitcoin 2% Monthly Option Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | BITY | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.06% | |
| AUM | $12M | $103.7B | |
| Dividend Yield | 44.97% | 3.31% | |
| Holdings | 7 | 104 | |
| YTD Return | -35.37% | +24.26% | |
| 1Y Return | -52.38% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 37.7% | 13.6% | |
| Max Drawdown | -57.5% | -33.4% | |
| Fund Family | Amplify ETFs | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Apr 29, 2025 | Oct 20, 2011 |
BITY vs SCHD Performance
Amplify Bitcoin 2% Monthly Option Income ETF (BITY) is a ETF from Amplify ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BITY returned -52.38% while SCHD returned +31.38%. Year to date, BITY is down 35.37% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
BITY has been the more volatile fund, with annualized monthly volatility of 37.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -57.5% for BITY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.13. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BITY charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, BITY currently yields 44.97% against 3.31% for SCHD.
Holdings Overlap
BITY and SCHD share 0 holdings out of 103 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BITY or SCHD?
BITY has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $59 per year of difference.
Which performed better, BITY or SCHD?
Over the past year BITY returned -52.38% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), BITY annualized -33.47% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, BITY or SCHD?
BITY has been the more volatile fund at 37.7% annualized versus 13.6% for SCHD. Worst drawdown: BITY -57.5% vs SCHD -33.4%.
Should I hold both BITY and SCHD?
BITY and SCHD have a monthly-return correlation of -0.13, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BITY and SCHD?
BITY and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 103 unique securities.
Which pays a higher dividend, BITY or SCHD?
BITY yields 44.97% while SCHD yields 3.31%, so BITY currently pays the higher dividend yield.
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