BITY vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricBITYSPYWinner
Expense Ratio0.65%0.09%
AUM$12M$789.1B
Dividend Yield44.97%1.01%
Holdings7505
YTD Return-36.46%+13.75%
1Y Return-53.75%+22.91%
3Y Return (annualized)-+21.67%
5Y Return (annualized)-+13.32%
Volatility (annualized)37.5%15.3%
Max Drawdown-57.5%-56.5%
Fund FamilyAmplify ETFsState Street Investment Management
CategoryAlternativeEquity
InceptionApr 29, 2025Jan 22, 1993

BITY vs SPY Performance

Amplify Bitcoin 2% Monthly Option Income ETF (BITY) is a ETF from Amplify ETFs and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year BITY returned -53.75% while SPY returned +22.91%. Year to date, BITY is down 36.46% versus a gain of 13.75% for SPY.

Risk: Volatility and Drawdowns

BITY has been the more volatile fund, with annualized monthly volatility of 37.5% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -57.5% for BITY and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.51. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BITY charges 0.65% per year while SPY charges 0.09%. On a $10,000 position that is $65 vs $9 annually, a gap of $56 per year that compounds over a long holding period. On income, BITY currently yields 44.97% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

BITY and SPY share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BITY or SPY?

BITY has an expense ratio of 0.65% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $56 per year of difference.

Which performed better, BITY or SPY?

Over the past year BITY returned -53.75% vs +22.91% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (1 years), BITY annualized -34.17% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, BITY or SPY?

BITY has been the more volatile fund at 37.5% annualized versus 15.3% for SPY. Worst drawdown: BITY -57.5% vs SPY -56.5%.

Should I hold both BITY and SPY?

BITY and SPY have a monthly-return correlation of 0.51, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BITY and SPY?

BITY and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, BITY or SPY?

BITY yields 44.97% while SPY yields 1.01%, so BITY currently pays the higher dividend yield.

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