BIZD vs IVV

BIZD vs IVV
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Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricBIZDIVVWinner
Expense Ratio9.69%0.03%
AUM$1.6B$907.0B
Dividend Yield12.25%1.10%
Holdings34508
YTD Return-1.29%+12.71%
1Y Return-6.15%+21.89%
3Y Return (annualized)+6.47%+22.08%
5Y Return (annualized)+5.94%+12.96%
Volatility (annualized)19.9%15.1%
Max Drawdown-64.6%-56.5%
Fund FamilyVanEckiShares by BlackRock (US)
CategoryEquityEquity
InceptionFeb 11, 2013May 15, 2000

BIZD vs IVV Performance

VanEck BDC Income ETF (BIZD) is a ETF from VanEck and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year BIZD returned -6.15% while IVV returned +21.89%. Year to date, BIZD is down 1.29% versus a gain of 12.71% for IVV.

Over three years, BIZD compounded at +6.47% per year against +22.08% for IVV; over five years the annualized figures are +5.94% and +12.96% respectively. Across the full 14-year window we track, IVV has the edge at +7.00% annualized vs +1.20%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

BIZD has been the more volatile fund, with annualized monthly volatility of 19.9% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -64.6% for BIZD and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.68. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BIZD charges 9.69% per year while IVV charges 0.03%. On a $10,000 position that is $969 vs $3 annually, a gap of $966 per year that compounds over a long holding period. On income, BIZD currently yields 12.25% against 1.10% for IVV.

Holdings Overlap

0.0%overlap

BIZD and IVV share 0 holdings out of 535 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BIZD or IVV?

BIZD has an expense ratio of 9.69% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $966 per year of difference.

Which performed better, BIZD or IVV?

Over the past year BIZD returned -6.15% vs +21.89% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (14 years), BIZD annualized +1.20% vs +7.00% for IVV. Past performance does not guarantee future results.

Which is riskier, BIZD or IVV?

BIZD has been the more volatile fund at 19.9% annualized versus 15.1% for IVV. Worst drawdown: BIZD -64.6% vs IVV -56.5%.

Should I hold both BIZD and IVV?

BIZD and IVV have a monthly-return correlation of 0.68, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BIZD and IVV?

BIZD and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 535 unique securities.

Which pays a higher dividend, BIZD or IVV?

BIZD yields 12.25% while IVV yields 1.10%, so BIZD currently pays the higher dividend yield.

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