BIZD vs QQQ
VanEck BDC Income ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.
Side-by-Side Comparison
| Metric | BIZD | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 9.69% | 0.18% | |
| AUM | $1.6B | $496.3B | |
| Dividend Yield | 12.25% | 0.44% | |
| Holdings | 34 | 108 | |
| YTD Return | -0.55% | +17.89% | |
| 1Y Return | -6.21% | +26.35% | |
| 3Y Return (annualized) | +6.12% | +26.02% | |
| 5Y Return (annualized) | +5.81% | +14.59% | |
| Volatility (annualized) | 19.9% | 30.6% | |
| Max Drawdown | -64.6% | -83.0% | |
| Fund Family | VanEck | Invesco (US) | |
| Category | Equity | Equity | |
| Inception | Feb 11, 2013 | Mar 10, 1999 |
BIZD vs QQQ Performance
VanEck BDC Income ETF (BIZD) is a ETF from VanEck and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year BIZD returned -6.21% while QQQ returned +26.35%. Year to date, BIZD is down 0.55% versus a gain of 17.89% for QQQ.
Over three years, BIZD compounded at +6.12% per year against +26.02% for QQQ; over five years the annualized figures are +5.81% and +14.59% respectively. Across the full 14-year window we track, QQQ has the edge at +13.07% annualized vs +1.26%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 19.9% for BIZD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -64.6% for BIZD and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BIZD charges 9.69% per year while QQQ charges 0.18%. On a $10,000 position that is $969 vs $18 annually, a gap of $951 per year that compounds over a long holding period. On income, BIZD currently yields 12.25% against 0.44% for QQQ.
Holdings Overlap
BIZD and QQQ share 0 holdings out of 132 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BIZD or QQQ?
BIZD has an expense ratio of 9.69% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $951 per year of difference.
Which performed better, BIZD or QQQ?
Over the past year BIZD returned -6.21% vs +26.35% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (14 years), BIZD annualized +1.26% vs +13.07% for QQQ. Past performance does not guarantee future results.
Which is riskier, BIZD or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 19.9% for BIZD. Worst drawdown: BIZD -64.6% vs QQQ -83.0%.
Should I hold both BIZD and QQQ?
BIZD and QQQ have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BIZD and QQQ?
BIZD and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 132 unique securities.
Which pays a higher dividend, BIZD or QQQ?
BIZD yields 12.25% while QQQ yields 0.44%, so BIZD currently pays the higher dividend yield.
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