BIZD vs VYM
VanEck BDC Income ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | BIZD | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 9.69% | 0.04% | |
| AUM | $1.6B | $81.6B | |
| Dividend Yield | 12.25% | 2.24% | |
| Holdings | 34 | 616 | |
| YTD Return | -1.29% | +15.34% | |
| 1Y Return | -6.15% | +23.24% | |
| 3Y Return (annualized) | +6.47% | +19.22% | |
| 5Y Return (annualized) | +5.94% | +12.21% | |
| Volatility (annualized) | 19.9% | 14.6% | |
| Max Drawdown | -64.6% | -58.8% | |
| Fund Family | VanEck | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Feb 11, 2013 | Nov 10, 2006 |
BIZD vs VYM Performance
VanEck BDC Income ETF (BIZD) is a ETF from VanEck and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year BIZD returned -6.15% while VYM returned +23.24%. Year to date, BIZD is down 1.29% versus a gain of 15.34% for VYM.
Over three years, BIZD compounded at +6.47% per year against +19.22% for VYM; over five years the annualized figures are +5.94% and +12.21% respectively. Across the full 14-year window we track, VYM has the edge at +7.04% annualized vs +1.20%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BIZD has been the more volatile fund, with annualized monthly volatility of 19.9% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -64.6% for BIZD and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BIZD charges 9.69% per year while VYM charges 0.04%. On a $10,000 position that is $969 vs $4 annually, a gap of $965 per year that compounds over a long holding period. On income, BIZD currently yields 12.25% against 2.24% for VYM.
Holdings Overlap
BIZD and VYM share 0 holdings out of 633 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BIZD or VYM?
BIZD has an expense ratio of 9.69% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $965 per year of difference.
Which performed better, BIZD or VYM?
Over the past year BIZD returned -6.15% vs +23.24% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (14 years), BIZD annualized +1.20% vs +7.04% for VYM. Past performance does not guarantee future results.
Which is riskier, BIZD or VYM?
BIZD has been the more volatile fund at 19.9% annualized versus 14.6% for VYM. Worst drawdown: BIZD -64.6% vs VYM -58.8%.
Should I hold both BIZD and VYM?
BIZD and VYM have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BIZD and VYM?
BIZD and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 633 unique securities.
Which pays a higher dividend, BIZD or VYM?
BIZD yields 12.25% while VYM yields 2.24%, so BIZD currently pays the higher dividend yield.
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