BIZD vs SCHD
VanEck BDC Income ETF vs Schwab US Dividend Equity ETF
Which is better, BIZD or SCHD?
Small Cap Value against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BIZD | SCHD |
|---|---|---|
| Expense Ratio | 9.69% | 0.06%Best |
| AUM | $1.6B | $112.1B |
| Dividend Yield | 11.46% | 3.00% |
| Holdings | 36 | 103 |
| YTD Return | -4.12% | +21.73%Best |
| 1Y Return | -4.05% | +26.35%Best |
| 3Y Return (annualized) | +4.37% | +16.02%Best |
| 5Y Return (annualized) | +5.05% | +9.26%Best |
| Volatility (annualized) | 20.0% | 14.2%Best |
| Max Drawdown | -64.6% | -33.4%Best |
| $10,000 over 5 years | $12,793 | $15,571Best |
| Fund Family | VanEck | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Small Cap Value | Large Cap Value |
| Inception | Feb 11, 2013 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Feb 12, 2013 to Sep 25, 2026 (13.6 years).
BIZD vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 13.6 years both funds cover.
BIZD vs SCHD Performance
VanEck BDC Income ETF (BIZD) is an ETF from VanEck and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BIZD returned -4.05% while SCHD returned +26.35%. Year to date, BIZD is down 4.12% versus a gain of 21.73% for SCHD.
Over three years, BIZD compounded at +4.37% per year against +16.02% for SCHD; over five years the annualized figures are +5.05% and +9.26% respectively. Across the full 14-year window we track, SCHD has the edge at +10.69% annualized vs +0.98%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BIZD has been the more volatile fund, with annualized monthly volatility of 20.0% compared with 14.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -64.6% for BIZD and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.65. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BIZD charges 9.69% per year while SCHD charges 0.06%. On a $10,000 position that is $969 vs $6 annually, a gap of $963 per year that compounds over a long holding period. On income, BIZD currently yields 11.46% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 30 holdings in BIZD and 100 in SCHD, totalling 63.4% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 30 positions we hold weights for in BIZD and 100 in SCHD, against full books of 36 and 103.
You are not choosing between two funds in isolation.
Whichever of BIZD and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BIZD or SCHD?
BIZD has an expense ratio of 9.69% while SCHD charges 0.06%. SCHD is the cheaper option, by $963 a year on a $10,000 investment.
Which performed better, BIZD or SCHD?
Over the past year BIZD returned -4.05% vs +26.35% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (14 years), BIZD annualized +0.98% vs +10.69% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BIZD or SCHD?
BIZD has been the more volatile fund at 20.0% annualized versus 14.2% for SCHD. Worst drawdown: BIZD -64.6% vs SCHD -33.4%.
Should I hold both BIZD and SCHD?
BIZD and SCHD have a monthly-return correlation of 0.65, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BIZD or SCHD?
BIZD yields 11.46% while SCHD yields 3.00%, so BIZD currently pays the higher dividend yield.
Is SCHD better than BIZD?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.