BKGI vs SCHD
BNY Mellon Global Infrastructure Income ETF vs Schwab US Dividend Equity ETF
Which is better, BKGI or SCHD?
Each has led over a different period.
SCHD has a lower expense ratio. BKGI led over 3Y and the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 54.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BKGI | SCHD |
|---|---|---|
| Expense Ratio | 0.55% | 0.06%Best |
| AUM | $1.6B | $112.1B |
| Dividend Yield | 2.95% | 3.00% |
| Holdings | 38 | 103 |
| YTD Return | +6.48% | +23.46%Best |
| 1Y Return | +13.83% | +27.20%Best |
| 3Y Return (annualized) | +19.38%Best | +15.41% |
| 5Y Return (annualized) | - | +10.16% |
| Volatility (annualized) | 13.6% | 13.3%Best |
| Max Drawdown | -14.8%Best | -16.1% |
| $10,000 over 3.9 years | $19,837Best | $16,118 |
| Top 10 Weight | 54.9% | 41.8%Best |
| Fund Family | BNY Mellon Investment Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Nov 2, 2022 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Nov 3, 2022 to Sep 18, 2026 (3.9 years).
BKGI vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.
BKGI vs SCHD Performance
BNY Mellon Global Infrastructure Income ETF (BKGI) is an ETF from BNY Mellon Investment Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BKGI returned +13.83% while SCHD returned +27.20%. Year to date, BKGI is up 6.48% versus a gain of 23.46% for SCHD.
Over three years, BKGI compounded at +19.38% per year against +15.41% for SCHD. Across the full 4-year window we track, BKGI has the edge at +19.20% annualized vs +13.02%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BKGI has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.3% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.8% for BKGI and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.55. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BKGI charges 0.55% per year while SCHD charges 0.06%. On a $10,000 position that is $55 vs $6 annually, a gap of $49 per year that compounds over a long holding period. On income, BKGI currently yields 2.95% against 3.00% for SCHD.
Holdings Overlap
5.6% of BKGI's money is in holdings SCHD also owns. 1.6% of SCHD's money is in holdings BKGI also owns.
BKGI and SCHD share little of their money.
2 positions in common, counted across the 30 positions we hold weights for in BKGI and 100 in SCHD, against full books of 38 and 103.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for BKGI (98.4% of the fund), and 13 for BKGI that do not appear in SCHD (45.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of BKGI and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BKGI or SCHD?
BKGI has an expense ratio of 0.55% while SCHD charges 0.06%. SCHD is the cheaper option, by $49 a year on a $10,000 investment.
Which performed better, BKGI or SCHD?
Over the past year BKGI returned +13.83% vs +27.20% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), BKGI annualized +19.20% vs +13.02% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BKGI or SCHD?
BKGI has been the more volatile fund at 13.6% annualized versus 13.3% for SCHD. Worst drawdown: BKGI -14.8% vs SCHD -16.1%.
Should I hold both BKGI and SCHD?
BKGI and SCHD have a monthly-return correlation of 0.55, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BKGI and SCHD?
5.6% of BKGI's money is in holdings SCHD also owns. 1.6% of SCHD's is in holdings BKGI also owns. They hold 2 positions in common, counted across the 30 positions we hold weights for in BKGI and 100 in SCHD.
Which pays a higher dividend, BKGI or SCHD?
BKGI yields 2.95% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than BKGI?
SCHD has a lower expense ratio. BKGI led over 3Y and the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 54.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.