BKGI vs SCHD
BNY Mellon Global Infrastructure Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | BKGI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.55% | 0.06% | |
| AUM | $1.3B | $108.7B | |
| Dividend Yield | 2.90% | 3.13% | |
| Holdings | 38 | 104 | |
| YTD Return | +9.10% | +28.70% | |
| 1Y Return | +14.87% | +32.27% | |
| 3Y Return (annualized) | +21.67% | +17.27% | |
| 5Y Return (annualized) | - | +10.23% | |
| Volatility (annualized) | 13.6% | 13.7% | |
| Max Drawdown | -14.8% | -33.4% | |
| Fund Family | BNY Mellon Investment Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Nov 2, 2022 | Oct 20, 2011 |
BKGI vs SCHD Performance
BNY Mellon Global Infrastructure Income ETF (BKGI) is a ETF from BNY Mellon Investment Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BKGI returned +14.87% while SCHD returned +32.27%. Year to date, BKGI is up 9.10% versus a gain of 28.70% for SCHD.
Over three years, BKGI compounded at +21.67% per year against +17.27% for SCHD. Across the full 4-year window we track, BKGI has the edge at +20.39% annualized vs +11.63%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 13.6% for BKGI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.8% for BKGI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.55. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BKGI charges 0.55% per year while SCHD charges 0.06%. On a $10,000 position that is $55 vs $6 annually, a gap of $49 per year that compounds over a long holding period. On income, BKGI currently yields 2.90% against 3.13% for SCHD.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, BKGI or SCHD?
BKGI has an expense ratio of 0.55% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $49 per year of difference.
Which performed better, BKGI or SCHD?
Over the past year BKGI returned +14.87% vs +32.27% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), BKGI annualized +20.39% vs +11.63% for SCHD. Past performance does not guarantee future results.
Which is riskier, BKGI or SCHD?
SCHD has been the more volatile fund at 13.7% annualized versus 13.6% for BKGI. Worst drawdown: BKGI -14.8% vs SCHD -33.4%.
Should I hold both BKGI and SCHD?
BKGI and SCHD have a monthly-return correlation of 0.55, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BKGI and SCHD?
BKGI and SCHD share 2 common holdings with a 1.5% weight overlap. Combined, they hold 128 unique securities.
Which pays a higher dividend, BKGI or SCHD?
BKGI yields 2.90% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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