BKIE vs SCHD
BNY Mellon International Equity ETF vs Schwab US Dividend Equity ETF
Which is better, BKIE or SCHD?
Large Cap Blend against Large Cap Value.
BKIE has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. BKIE is less concentrated, with 12.2% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BKIE | SCHD |
|---|---|---|
| Expense Ratio | 0.04%Best | 0.06% |
| AUM | $1.3B | $119.9B |
| Dividend Yield | 5.01% | 2.96% |
| Holdings | 1,992 | 204 |
| YTD Return | +10.22% | +33.09%Best |
| 1Y Return | +14.02% | +37.17%Best |
| 3Y Return (annualized) | +19.15% | +20.32%Best |
| 5Y Return (annualized) | +9.27% | +10.36%Best |
| Volatility (annualized) | 15.1%Best | 15.4% |
| Max Drawdown | -28.2% | -16.9%Best |
| $10,000 over 5 years | $15,578 | $16,370Best |
| Top 10 Weight | 12.2%Best | 41.8% |
| Fund Family | BNY Mellon Investment Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Apr 22, 2020 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Apr 24, 2020 to Nov 11, 2026 (6.5 years).
BKIE vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.5 years both funds cover.
BKIE vs SCHD Performance
BNY Mellon International Equity ETF (BKIE) is an ETF from BNY Mellon Investment Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BKIE returned +14.02% while SCHD returned +37.17%. Year to date, BKIE is up 10.22% versus a gain of 33.09% for SCHD.
Over three years, BKIE compounded at +19.15% per year against +20.32% for SCHD; over five years the annualized figures are +9.27% and +10.36% respectively. Across the full 7-year window we track, SCHD has the edge at +16.16% annualized vs +13.97%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 15.1% for BKIE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -28.2% for BKIE and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BKIE charges 0.04% per year while SCHD charges 0.06%. On a $10,000 position that is $4 vs $6 annually, a gap of $2 per year that compounds over a long holding period. On income, BKIE currently yields 5.01% against 2.96% for SCHD.
Holdings Overlap
We hold position weights for 957 holdings in BKIE and 98 in SCHD, totalling 98.1% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 957 positions we hold weights for in BKIE and 98 in SCHD, against full books of 1,992 and 204.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for BKIE (99.8% of the fund), and 20 for BKIE that do not appear in SCHD (3.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of BKIE and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BKIE or SCHD?
BKIE has an expense ratio of 0.04% while SCHD charges 0.06%. BKIE is the cheaper option, by $2 a year on a $10,000 investment.
Which performed better, BKIE or SCHD?
Over the past year BKIE returned +14.02% vs +37.17% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), BKIE annualized +13.97% vs +16.16% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BKIE or SCHD?
SCHD has been the more volatile fund at 15.4% annualized versus 15.1% for BKIE. Worst drawdown: BKIE -28.2% vs SCHD -16.9%.
Should I hold both BKIE and SCHD?
BKIE and SCHD have a monthly-return correlation of 0.74, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BKIE or SCHD?
BKIE yields 5.01% while SCHD yields 2.96%, so BKIE currently pays the higher dividend yield.
Is SCHD better than BKIE?
BKIE has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. BKIE is less concentrated, with 12.2% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.