BKIE vs SCHD
BNY Mellon International Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
BKIE has a lower expense ratio. SCHD delivered stronger 1-year returns. BKIE offers more diversification with 1,001 holdings.
Side-by-Side Comparison
| Metric | BKIE | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.06% | |
| AUM | $1.3B | $108.7B | |
| Dividend Yield | 4.86% | 3.13% | |
| Holdings | 1,001 | 104 | |
| YTD Return | -61.96% | +28.70% | |
| 1Y Return | -58.76% | +32.27% | |
| 3Y Return (annualized) | -16.57% | +17.27% | |
| 5Y Return (annualized) | -11.39% | +10.23% | |
| Volatility (annualized) | 30.8% | 13.7% | |
| Max Drawdown | -67.5% | -33.4% | |
| Fund Family | BNY Mellon Investment Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Apr 22, 2020 | Oct 20, 2011 |
BKIE vs SCHD Performance
BNY Mellon International Equity ETF (BKIE) is a ETF from BNY Mellon Investment Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BKIE returned -58.76% while SCHD returned +32.27%. Year to date, BKIE is down 61.96% versus a gain of 28.70% for SCHD.
Over three years, BKIE compounded at -16.57% per year against +17.27% for SCHD; over five years the annualized figures are -11.39% and +10.23% respectively. Across the full 6-year window we track, SCHD has the edge at +11.63% annualized vs -3.23%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BKIE has been the more volatile fund, with annualized monthly volatility of 30.8% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -67.5% for BKIE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.28. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BKIE charges 0.04% per year while SCHD charges 0.06%. On a $10,000 position that is $4 vs $6 annually, a gap of $2 per year that compounds over a long holding period. On income, BKIE currently yields 4.86% against 3.13% for SCHD.
Holdings Overlap
BKIE and SCHD share 0 holdings out of 964 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BKIE or SCHD?
BKIE has an expense ratio of 0.04% while SCHD charges 0.06%. BKIE is the cheaper option. On a $10,000 investment, that is $2 per year of difference.
Which performed better, BKIE or SCHD?
Over the past year BKIE returned -58.76% vs +32.27% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), BKIE annualized -3.23% vs +11.63% for SCHD. Past performance does not guarantee future results.
Which is riskier, BKIE or SCHD?
BKIE has been the more volatile fund at 30.8% annualized versus 13.7% for SCHD. Worst drawdown: BKIE -67.5% vs SCHD -33.4%.
Should I hold both BKIE and SCHD?
BKIE and SCHD have a monthly-return correlation of 0.28, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BKIE and SCHD?
BKIE and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 964 unique securities.
Which pays a higher dividend, BKIE or SCHD?
BKIE yields 4.86% while SCHD yields 3.13%, so BKIE currently pays the higher dividend yield.
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