BKIE vs VTI
BNY Mellon International Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, BKIE or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BKIE | VTI |
|---|---|---|
| Expense Ratio | 0.04% | 0.03%Best |
| AUM | $1.3B | $690.1B |
| Dividend Yield | 4.76% | 1.03% |
| Holdings | 1,001 | 3,524 |
| YTD Return | +8.34% | +13.83%Best |
| 1Y Return | +13.21% | +15.70%Best |
| 3Y Return (annualized) | +18.96% | +22.56%Best |
| 5Y Return (annualized) | +9.75% | +12.44%Best |
| Volatility (annualized) | 15.2%Best | 15.5% |
| Max Drawdown | -28.2% | -25.4%Best |
| $10,000 over 5 years | $15,923 | $17,972Best |
| Fund Family | BNY Mellon Investment Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Apr 22, 2020 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Apr 24, 2020 to Oct 8, 2026 (6.5 years).
BKIE vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.5 years both funds cover.
BKIE vs VTI Performance
BNY Mellon International Equity ETF (BKIE) is an ETF from BNY Mellon Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year BKIE returned +13.21% while VTI returned +15.70%. Year to date, BKIE is up 8.34% versus a gain of 13.83% for VTI.
Over three years, BKIE compounded at +18.96% per year against +22.56% for VTI; over five years the annualized figures are +9.75% and +12.44% respectively. Across the full 7-year window we track, VTI has the edge at +17.93% annualized vs +13.88%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 15.2% for BKIE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -28.2% for BKIE and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BKIE charges 0.04% per year while VTI charges 0.03%. On a $10,000 position that is $4 vs $3 annually, a gap of $1 per year that compounds over a long holding period. On income, BKIE currently yields 4.76% against 1.03% for VTI.
Holdings Overlap
At least 0.3% of VTI's money is in holdings BKIE also owns.
Stated as a floor: for BKIE, our book for it covers 93.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
8 positions in common, counted across the 863 positions we hold weights for in BKIE and 3,463 in VTI, against full books of 1,001 and 3,524.
Top Shared Holdings
| Stock | Weight in BKIE | Weight in VTI | Difference |
|---|---|---|---|
| CMECme Group, Cl A | 0.31% | 0.13% | 0.18% |
| WCN:CAWaste Connections Inc Common Stock Cad 0 | 0.16% | 0.06% | 0.10% |
| EQTEQT Corp. | 0.07% | 0.05% | 0.02% |
| RBA:CARb Global, Inc | 0.06% | 0.03% | 0.03% |
| FBKFb Financial Corp | 0.06% | 0.00% | 0.06% |
| KRKroger Co. | 0.01% | 0.04% | 0.03% |
| SSNCSs&C Technologies Holdings Inc. | 0.02% | 0.02% | 0.00% |
| SGP:AUStockland | 0.03% | 0.00% | 0.03% |
You are not choosing between two funds in isolation.
Whichever of BKIE and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BKIE or VTI?
BKIE has an expense ratio of 0.04% while VTI charges 0.03%. VTI is the cheaper option, by $1 a year on a $10,000 investment.
Which performed better, BKIE or VTI?
Over the past year BKIE returned +13.21% vs +15.70% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (7 years), BKIE annualized +13.88% vs +17.93% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BKIE or VTI?
VTI has been the more volatile fund at 15.5% annualized versus 15.2% for BKIE. Worst drawdown: BKIE -28.2% vs VTI -25.4%.
Should I hold both BKIE and VTI?
BKIE and VTI have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BKIE or VTI?
BKIE yields 4.76% while VTI yields 1.03%, so BKIE currently pays the higher dividend yield.
Is VTI better than BKIE?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.