BKIE vs VTI
BNY Mellon International Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | BKIE | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.03% | |
| AUM | $1.3B | $666.9B | |
| Dividend Yield | 4.86% | 1.07% | |
| Holdings | 1,001 | 3,543 | |
| YTD Return | -61.78% | +13.12% | |
| 1Y Return | -58.69% | +20.82% | |
| 3Y Return (annualized) | -16.85% | +21.43% | |
| 5Y Return (annualized) | -11.36% | +11.84% | |
| Volatility (annualized) | 30.8% | 15.3% | |
| Max Drawdown | -67.5% | -56.6% | |
| Fund Family | BNY Mellon Investment Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Apr 22, 2020 | May 24, 2001 |
BKIE vs VTI Performance
BNY Mellon International Equity ETF (BKIE) is a ETF from BNY Mellon Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BKIE returned -58.69% while VTI returned +20.82%. Year to date, BKIE is down 61.78% versus a gain of 13.12% for VTI.
Over three years, BKIE compounded at -16.85% per year against +21.43% for VTI; over five years the annualized figures are -11.36% and +11.84% respectively. Across the full 6-year window we track, VTI has the edge at +8.08% annualized vs -3.15%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BKIE has been the more volatile fund, with annualized monthly volatility of 30.8% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -67.5% for BKIE and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.45. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BKIE charges 0.04% per year while VTI charges 0.03%. On a $10,000 position that is $4 vs $3 annually, a gap of $1 per year that compounds over a long holding period. On income, BKIE currently yields 4.86% against 1.07% for VTI.
Holdings Overlap
BKIE and VTI share 10 holdings out of 3641 unique holdings combined, representing a 0.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BKIE or VTI?
BKIE has an expense ratio of 0.04% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $1 per year of difference.
Which performed better, BKIE or VTI?
Over the past year BKIE returned -58.69% vs +20.82% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), BKIE annualized -3.15% vs +8.08% for VTI. Past performance does not guarantee future results.
Which is riskier, BKIE or VTI?
BKIE has been the more volatile fund at 30.8% annualized versus 15.3% for VTI. Worst drawdown: BKIE -67.5% vs VTI -56.6%.
Should I hold both BKIE and VTI?
BKIE and VTI have a monthly-return correlation of 0.45, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BKIE and VTI?
BKIE and VTI share 10 common holdings with a 0.2% weight overlap. Combined, they hold 3641 unique securities.
Which pays a higher dividend, BKIE or VTI?
BKIE yields 4.86% while VTI yields 1.07%, so BKIE currently pays the higher dividend yield.
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