BMDL vs SCHD
VictoryShares WestEnd Economic Cycle Bond ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. BMDL offers more diversification with 420 holdings.
Side-by-Side Comparison
| Metric | BMDL | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.40% | 0.06% | |
| AUM | $113M | $108.7B | |
| Dividend Yield | 3.96% | 3.13% | |
| Holdings | 420 | 104 | |
| YTD Return | +0.16% | +26.54% | |
| 1Y Return | +5.80% | +30.90% | |
| 3Y Return (annualized) | - | +16.29% | |
| 5Y Return (annualized) | - | +9.65% | |
| Volatility (annualized) | 4.6% | 13.6% | |
| Max Drawdown | -6.3% | -33.4% | |
| Fund Family | Victory Capital Management Inc. | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Jun 21, 2024 | Oct 20, 2011 |
BMDL vs SCHD Performance
VictoryShares WestEnd Economic Cycle Bond ETF (BMDL) is a ETF from Victory Capital Management Inc. and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BMDL returned +5.80% while SCHD returned +30.90%. Year to date, BMDL is up 0.16% versus a gain of 26.54% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 4.6% for BMDL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.3% for BMDL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.38. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BMDL charges 0.40% per year while SCHD charges 0.06%. On a $10,000 position that is $40 vs $6 annually, a gap of $34 per year that compounds over a long holding period. On income, BMDL currently yields 3.96% against 3.13% for SCHD.
Holdings Overlap
BMDL and SCHD share 0 holdings out of 512 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BMDL or SCHD?
BMDL has an expense ratio of 0.40% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $34 per year of difference.
Which performed better, BMDL or SCHD?
Over the past year BMDL returned +5.80% vs +30.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), BMDL annualized +4.37% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, BMDL or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 4.6% for BMDL. Worst drawdown: BMDL -6.3% vs SCHD -33.4%.
Should I hold both BMDL and SCHD?
BMDL and SCHD have a monthly-return correlation of 0.38, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BMDL and SCHD?
BMDL and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 512 unique securities.
Which pays a higher dividend, BMDL or SCHD?
BMDL yields 3.96% while SCHD yields 3.13%, so BMDL currently pays the higher dividend yield.
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