BMDL vs VOO

BMDL vs VOO

Which is better, BMDL or VOO?

Long Term High Yield Bond against Large Cap Blend.

VOO has a lower expense ratio. VOO led over 1Y and the full window. VOO is less concentrated, with 36.4% of the fund in its ten largest positions against 49.7%.

Lower Fees: VOOHigher Returns: VOOLess Concentrated: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBMDLVOO
Expense Ratio0.40%0.03%Best
AUM$113M$997.4B
Dividend Yield3.96%1.08%
Holdings420509
Volatility (annualized)4.6%Best9.9%
Max Drawdown-6.3%Best-18.7%
$10,000 over 1.6 years$10,708$12,807Best
Top 10 Weight49.7%36.4%Best
Fund FamilyVictory Capital Management Inc.Vanguard (US)
CategoryFixed IncomeEquity
StyleLong Term High Yield BondLarge Cap Blend
InceptionJun 21, 2024Sep 7, 2010

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 212 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. BMDL has data through Feb 4, 2026 and VOO through Sep 4, 2026.

Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Jun 21, 2024 to Feb 4, 2026 (1.6 years).

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 9.9% compared with 4.6% for BMDL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -6.3% for BMDL and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.27. They move largely independently of each other.

Fees and Cost Over Time

BMDL charges 0.40% per year while VOO charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, BMDL currently yields 3.96% against 1.08% for VOO.

Holdings Overlap

BMDL already in VOO0.2%
VOO already in BMDL0.1%

0.2% of BMDL's money is in holdings VOO also owns. 0.1% of VOO's money is in holdings BMDL also owns.

We cannot see either book well enough to say how much of this pair is duplicated.

The two holdings books were reported 273 days apart, BMDL as of Sep 30, 2025 and VOO as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

2 positions in common, counted across the 412 positions we hold weights for in BMDL and 504 in VOO, against full books of 420 and 509.

What only one of them owns

Our book lists 491 positions for VOO that do not appear in our book for BMDL (99.2% of the fund), and 408 for BMDL that do not appear in VOO (98.4%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in BMDLWeight in VOODifference
KDPKEURig Dr Pepper Inc Company Guar 04/29 3.950.13%0.07%0.06%
HUBBHubbell Inc0.10%0.04%0.06%

You are not choosing between two funds in isolation.

Whichever of BMDL and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BMDLVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BMDL or VOO?

BMDL has an expense ratio of 0.40% while VOO charges 0.03%. VOO is the cheaper option, by $37 a year on a $10,000 investment.

Which is riskier, BMDL or VOO?

VOO has been the more volatile fund at 9.9% annualized versus 4.6% for BMDL. Worst drawdown: BMDL -6.3% vs VOO -18.7%.

Should I hold both BMDL and VOO?

BMDL and VOO have a monthly-return correlation of 0.27, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, BMDL or VOO?

BMDL yields 3.96% while VOO yields 1.08%, so BMDL currently pays the higher dividend yield.

Is VOO better than BMDL?

VOO has a lower expense ratio. VOO led over 1Y and the full window. VOO is less concentrated, with 36.4% of the fund in its ten largest positions against 49.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.