BNDX vs VT
Vanguard Total International Bond ETF vs Vanguard Total World Stock ETF
Quick Verdict
VT has a lower expense ratio. VT delivered stronger 1-year returns. VT offers more diversification with 8927 holdings.
Side-by-Side Comparison
| Metric | BNDX | VT | Winner |
|---|---|---|---|
| Expense Ratio | 0.07% | 0.06% | |
| AUM | $83.0B | $77.6B | |
| Dividend Yield | 4.45% | 1.61% | |
| Holdings | 13,626 | 10,133 | |
| YTD Return | +0.62% | +14.19% | |
| 1Y Return | +1.16% | +25.25% | |
| 3Y Return (annualized) | +3.99% | +20.36% | |
| 5Y Return (annualized) | +0.00% | +11.17% | |
| Volatility (annualized) | 4.1% | 16.6% | |
| Max Drawdown | -17.2% | -50.6% | |
| Fund Family | Vanguard (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | May 31, 2013 | Jun 24, 2008 |
BNDX vs VT Performance
Vanguard Total International Bond ETF (BNDX) is a ETF from Vanguard (US) and Vanguard Total World Stock ETF (VT) is a ETF from Vanguard (US). Over the past year BNDX returned +1.16% while VT returned +25.25%. Year to date, BNDX is up 0.62% versus a gain of 14.19% for VT.
Over three years, BNDX compounded at +3.99% per year against +20.36% for VT; over five years the annualized figures are +0.00% and +11.17% respectively. Across the full 13-year window we track, VT has the edge at +7.37% annualized vs +1.10%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VT has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 4.1% for BNDX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.2% for BNDX and -50.6% for VT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.44. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BNDX charges 0.07% per year while VT charges 0.06%. On a $10,000 position that is $7 vs $6 annually, a gap of $1 per year that compounds over a long holding period. On income, BNDX currently yields 4.45% against 1.61% for VT.
Holdings Overlap
BNDX and VT share 0 holdings out of 10196 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BNDX or VT?
BNDX has an expense ratio of 0.07% while VT charges 0.06%. VT is the cheaper option. On a $10,000 investment, that is $1 per year of difference.
Which performed better, BNDX or VT?
Over the past year BNDX returned +1.16% vs +25.25% for VT, so VT leads on 1-year performance. Over the longest common window we track (13 years), BNDX annualized +1.10% vs +7.37% for VT. Past performance does not guarantee future results.
Which is riskier, BNDX or VT?
VT has been the more volatile fund at 16.6% annualized versus 4.1% for BNDX. Worst drawdown: BNDX -17.2% vs VT -50.6%.
Should I hold both BNDX and VT?
BNDX and VT have a monthly-return correlation of 0.44, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BNDX and VT?
BNDX and VT share 0 common holdings with a 0.0% weight overlap. Combined, they hold 10196 unique securities.
Which pays a higher dividend, BNDX or VT?
BNDX yields 4.45% while VT yields 1.61%, so BNDX currently pays the higher dividend yield.
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