ACWI vs VT

ACWI vs VT

Which is better, ACWI or VT?

Nearly the same fund. VT costs less.

VT has a lower expense ratio. ACWI led over 1Y and 5Y, VT over 3Y and the full window. The two have moved almost in lockstep, correlation 0.99.

Lower Fees: VTHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricACWIVT
Expense Ratio0.32%0.06%Best
AUM$33.0B$97.9B
Dividend Yield1.40%1.55%
Holdings2,28010,133
YTD Return+13.19%+13.23%Best
1Y Return+19.16%Best+18.91%
3Y Return (annualized)+20.43%+20.48%Best
5Y Return (annualized)+10.78%Best+10.72%
Volatility (annualized)16.5%Best16.6%
Max Drawdown-51.6%-50.6%Best
$10,000 over 5 years$16,684Best$16,639
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionMar 26, 2008Jun 24, 2008

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jun 26, 2008 to Sep 11, 2026 (18.2 years).

ACWI vs VT growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 18.2 years both funds cover.

ACWI vs VT Performance

iShares MSCI ACWI ETF (ACWI) is an ETF from iShares by BlackRock (US) and Vanguard Total World Stock ETF (VT) is an ETF from Vanguard (US). Over the past year ACWI returned +19.16% while VT returned +18.91%. Year to date, ACWI is up 13.19% versus a gain of 13.23% for VT.

Over three years, ACWI compounded at +20.43% per year against +20.48% for VT; over five years the annualized figures are +10.78% and +10.72% respectively. Across the full 18-year window we track, VT has the edge at +7.28% annualized vs +7.22%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VT has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 16.5% for ACWI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -51.6% for ACWI and -50.6% for VT. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

ACWI charges 0.32% per year while VT charges 0.06%. On a $10,000 position that is $32 vs $6 annually, a gap of $26 per year that compounds over a long holding period. On income, ACWI currently yields 1.40% against 1.55% for VT.

Holdings Overlap

ACWI already in VT85.0%

At least 85.0% of ACWI's money is in holdings VT also owns.

Stated as a floor: for VT, our book for it covers 89.0% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

Most of ACWI is already inside VT. Owning both mostly buys the same companies twice.

1,632 positions in common, counted across the 2,177 positions we hold weights for in ACWI and 9,267 in VT, against full books of 2,280 and 10,133.

Top Shared Holdings

StockWeight in ACWIWeight in VTDifference
NVDANvidia Corp.4.85%4.00%0.85%
AAPLApple, Inc4.37%3.59%0.78%
MSFTMicrosoft Corp 4.100 Feb 06 373.29%2.38%0.91%
AMZNAmazon.Com Inc2.53%1.98%0.55%
GOOGAlphabet Inc1.59%1.81%0.22%
AVGOBroadcom Inc1.80%1.51%0.29%
MUMicron Technology, Inc.0.96%1.12%0.16%
TSLATesla Inc0.87%1.05%0.18%
LLYEli Lilly & Co.0.90%0.82%0.08%
JPMJpmorgan Chase & Co.0.92%0.70%0.22%

85.0% of ACWI is already inside VT.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

ACWIVT

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, ACWI or VT?

ACWI has an expense ratio of 0.32% while VT charges 0.06%. VT is the cheaper option, by $26 a year on a $10,000 investment.

Which performed better, ACWI or VT?

Over the past year ACWI returned +19.16% vs +18.91% for VT, so ACWI leads on 1-year performance. Over the longest common window we track (18 years), ACWI annualized +7.22% vs +7.28% for VT. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, ACWI or VT?

VT has been the more volatile fund at 16.6% annualized versus 16.5% for ACWI. Worst drawdown: ACWI -51.6% vs VT -50.6%.

Should I hold both ACWI and VT?

ACWI and VT have a monthly-return correlation of 0.99, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between ACWI and VT?

At least 85.0% of ACWI's money is in holdings VT also owns. Our book for VT is partial, so the real figure is this or higher. They hold 1,632 positions in common, counted across the 2,177 positions we hold weights for in ACWI and 9,267 in VT.

Which pays a higher dividend, ACWI or VT?

ACWI yields 1.40% while VT yields 1.55%, so VT currently pays the higher dividend yield.

Is VT better than ACWI?

VT has a lower expense ratio. ACWI led over 1Y and 5Y, VT over 3Y and the full window. The two have moved almost in lockstep, correlation 0.99. Which one suits a particular account depends on what it is for. This is information, not a recommendation.