BSCW vs QQQ

BSCW vs QQQ
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Quick Verdict

BSCW has a lower expense ratio. QQQ delivered stronger 1-year returns. BSCW offers more diversification with 317 holdings.

Lower Fees: BSCWHigher Returns: QQQMore Diversified: BSCW

Side-by-Side Comparison

MetricBSCWQQQWinner
Expense Ratio0.10%0.18%
AUM$1.5B$496.3B
Dividend Yield4.86%0.44%
Holdings317108
YTD Return-0.10%+16.64%
1Y Return+2.79%+27.27%
3Y Return (annualized)+6.38%+25.96%
5Y Return (annualized)-+14.54%
Volatility (annualized)7.7%30.6%
Max Drawdown-8.3%-83.0%
Fund FamilyInvesco (US)Invesco (US)
CategoryFixed IncomeEquity
InceptionSep 8, 2022Mar 10, 1999

BSCW vs QQQ Performance

Invesco BulletShares 2032 Corporate Bond ETF (BSCW) is a ETF from Invesco (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year BSCW returned +2.79% while QQQ returned +27.27%. Year to date, BSCW is down 0.10% versus a gain of 16.64% for QQQ.

Over three years, BSCW compounded at +6.38% per year against +25.96% for QQQ. Across the full 4-year window we track, QQQ has the edge at +13.03% annualized vs +5.17%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 7.7% for BSCW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -8.3% for BSCW and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.48. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BSCW charges 0.10% per year while QQQ charges 0.18%. On a $10,000 position that is $10 vs $18 annually, a gap of $8 per year that compounds over a long holding period. On income, BSCW currently yields 4.86% against 0.44% for QQQ.

Holdings Overlap

0.0%overlap

BSCW and QQQ share 0 holdings out of 394 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BSCW or QQQ?

BSCW has an expense ratio of 0.10% while QQQ charges 0.18%. BSCW is the cheaper option. On a $10,000 investment, that is $8 per year of difference.

Which performed better, BSCW or QQQ?

Over the past year BSCW returned +2.79% vs +27.27% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (4 years), BSCW annualized +5.17% vs +13.03% for QQQ. Past performance does not guarantee future results.

Which is riskier, BSCW or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 7.7% for BSCW. Worst drawdown: BSCW -8.3% vs QQQ -83.0%.

Should I hold both BSCW and QQQ?

BSCW and QQQ have a monthly-return correlation of 0.48, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BSCW and QQQ?

BSCW and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 394 unique securities.

Which pays a higher dividend, BSCW or QQQ?

BSCW yields 4.86% while QQQ yields 0.44%, so BSCW currently pays the higher dividend yield.

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