BSCW vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricBSCWVYMWinner
Expense Ratio0.10%0.04%
AUM$1.5B$79.0B
Dividend Yield4.82%2.86%
Holdings319568
YTD Return+0.02%+16.16%
1Y Return+2.84%+26.05%
3Y Return (annualized)+6.05%+18.43%
5Y Return (annualized)-+12.21%
Volatility (annualized)7.7%14.6%
Max Drawdown-8.3%-58.8%
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionSep 8, 2022Nov 10, 2006

BSCW vs VYM Performance

Invesco BulletShares 2032 Corporate Bond ETF (BSCW) is a ETF from Invesco (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year BSCW returned +2.84% while VYM returned +26.05%. Year to date, BSCW is up 0.02% versus a gain of 16.16% for VYM.

Over three years, BSCW compounded at +6.05% per year against +18.43% for VYM. Across the full 4-year window we track, VYM has the edge at +7.09% annualized vs +5.24%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 7.7% for BSCW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -8.3% for BSCW and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.56. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BSCW charges 0.10% per year while VYM charges 0.04%. On a $10,000 position that is $10 vs $4 annually, a gap of $6 per year that compounds over a long holding period. On income, BSCW currently yields 4.82% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

BSCW and VYM share 0 holdings out of 850 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BSCW or VYM?

BSCW has an expense ratio of 0.10% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $6 per year of difference.

Which performed better, BSCW or VYM?

Over the past year BSCW returned +2.84% vs +26.05% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (4 years), BSCW annualized +5.24% vs +7.09% for VYM. Past performance does not guarantee future results.

Which is riskier, BSCW or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 7.7% for BSCW. Worst drawdown: BSCW -8.3% vs VYM -58.8%.

Should I hold both BSCW and VYM?

BSCW and VYM have a monthly-return correlation of 0.56, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BSCW and VYM?

BSCW and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 850 unique securities.

Which pays a higher dividend, BSCW or VYM?

BSCW yields 4.82% while VYM yields 2.86%, so BSCW currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.