BSJQ vs VTI
Invesco BulletShares 2026 High Yield Corporate Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, BSJQ or VTI?
High Yield Bond against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 86.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BSJQ | VTI |
|---|---|---|
| Expense Ratio | 0.43% | 0.03%Best |
| AUM | $806M | $666.9B |
| Dividend Yield | 5.53% | 1.03% |
| Holdings | 34 | 3,543 |
| YTD Return | +1.83% | +12.30%Best |
| 1Y Return | +3.05% | +16.08%Best |
| 3Y Return (annualized) | +6.48% | +21.01%Best |
| 5Y Return (annualized) | +3.65% | +12.36%Best |
| Volatility (annualized) | 7.7%Best | 17.3% |
| Max Drawdown | -25.0%Best | -35.0% |
| $10,000 over 5 years | $11,963 | $17,908Best |
| Top 10 Weight | 86.4% | 33.3%Best |
| Fund Family | Invesco (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | High Yield Bond | Large Cap Blend |
| Inception | Aug 9, 2018 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Aug 9, 2018 to Sep 18, 2026 (8.1 years).
BSJQ vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.1 years both funds cover.
BSJQ vs VTI Performance
Invesco BulletShares 2026 High Yield Corporate Bond ETF (BSJQ) is an ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year BSJQ returned +3.05% while VTI returned +16.08%. Year to date, BSJQ is up 1.83% versus a gain of 12.30% for VTI.
Over three years, BSJQ compounded at +6.48% per year against +21.01% for VTI; over five years the annualized figures are +3.65% and +12.36% respectively. Across the full 8-year window we track, VTI has the edge at +13.30% annualized vs +2.91%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 17.3% compared with 7.7% for BSJQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.0% for BSJQ and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BSJQ charges 0.43% per year while VTI charges 0.03%. On a $10,000 position that is $43 vs $3 annually, a gap of $40 per year that compounds over a long holding period. On income, BSJQ currently yields 5.53% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 20 holdings in BSJQ and 3,463 in VTI, totalling 95.8% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 20 positions we hold weights for in BSJQ and 3,463 in VTI, against full books of 34 and 3,543.
What only one of them owns
Our book lists 1,148 positions for VTI that do not appear in our book for BSJQ (97.5% of the fund), and 18 for BSJQ that do not appear in VTI (95.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of BSJQ and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BSJQ or VTI?
BSJQ has an expense ratio of 0.43% while VTI charges 0.03%. VTI is the cheaper option, by $40 a year on a $10,000 investment.
Which performed better, BSJQ or VTI?
Over the past year BSJQ returned +3.05% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (8 years), BSJQ annualized +2.91% vs +13.30% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BSJQ or VTI?
VTI has been the more volatile fund at 17.3% annualized versus 7.7% for BSJQ. Worst drawdown: BSJQ -25.0% vs VTI -35.0%.
Should I hold both BSJQ and VTI?
BSJQ and VTI have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BSJQ or VTI?
BSJQ yields 5.53% while VTI yields 1.03%, so BSJQ currently pays the higher dividend yield.
Is VTI better than BSJQ?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 86.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.