BSJQ vs VTI
Invesco BulletShares 2026 High Yield Corporate Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | BSJQ | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.43% | 0.03% | |
| AUM | $831M | $666.9B | |
| Dividend Yield | 5.72% | 1.07% | |
| Holdings | 34 | 3,543 | |
| YTD Return | +1.57% | +13.14% | |
| 1Y Return | +3.76% | +22.35% | |
| 3Y Return (annualized) | +6.67% | +21.83% | |
| 5Y Return (annualized) | +3.76% | +12.01% | |
| Volatility (annualized) | 7.7% | 15.3% | |
| Max Drawdown | -25.0% | -56.6% | |
| Fund Family | Invesco (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Aug 9, 2018 | May 24, 2001 |
BSJQ vs VTI Performance
Invesco BulletShares 2026 High Yield Corporate Bond ETF (BSJQ) is a ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BSJQ returned +3.76% while VTI returned +22.35%. Year to date, BSJQ is up 1.57% versus a gain of 13.14% for VTI.
Over three years, BSJQ compounded at +6.67% per year against +21.83% for VTI; over five years the annualized figures are +3.76% and +12.01% respectively. Across the full 8-year window we track, VTI has the edge at +8.09% annualized vs +2.91%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 7.7% for BSJQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.0% for BSJQ and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BSJQ charges 0.43% per year while VTI charges 0.03%. On a $10,000 position that is $43 vs $3 annually, a gap of $40 per year that compounds over a long holding period. On income, BSJQ currently yields 5.72% against 1.07% for VTI.
Holdings Overlap
BSJQ and VTI share 0 holdings out of 2826 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BSJQ or VTI?
BSJQ has an expense ratio of 0.43% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $40 per year of difference.
Which performed better, BSJQ or VTI?
Over the past year BSJQ returned +3.76% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (8 years), BSJQ annualized +2.91% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, BSJQ or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 7.7% for BSJQ. Worst drawdown: BSJQ -25.0% vs VTI -56.6%.
Should I hold both BSJQ and VTI?
BSJQ and VTI have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BSJQ and VTI?
BSJQ and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2826 unique securities.
Which pays a higher dividend, BSJQ or VTI?
BSJQ yields 5.72% while VTI yields 1.07%, so BSJQ currently pays the higher dividend yield.
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