BSJQ vs VXUS

BSJQ vs VXUS

Which is better, BSJQ or VXUS?

High Yield Bond against Large Cap Blend.

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBSJQVXUS
Expense Ratio0.43%0.05%Best
AUM$806M$158.1B
Dividend Yield5.53%2.51%
Holdings348,747
YTD Return+1.83%+13.64%Best
1Y Return+3.09%+20.82%Best
3Y Return (annualized)+6.45%+19.58%Best
5Y Return (annualized)+3.60%+9.14%Best
Volatility (annualized)7.7%Best16.1%
Max Drawdown-25.0%Best-35.1%
$10,000 over 5 years$11,934$15,485Best
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
StyleHigh Yield BondLarge Cap Blend
InceptionAug 9, 2018Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Aug 9, 2018 to Sep 17, 2026 (8.1 years).

BSJQ vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.1 years both funds cover.

BSJQ vs VXUS Performance

Invesco BulletShares 2026 High Yield Corporate Bond ETF (BSJQ) is an ETF from Invesco (US) and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year BSJQ returned +3.09% while VXUS returned +20.82%. Year to date, BSJQ is up 1.83% versus a gain of 13.64% for VXUS.

Over three years, BSJQ compounded at +6.45% per year against +19.58% for VXUS; over five years the annualized figures are +3.60% and +9.14% respectively. Across the full 8-year window we track, VXUS has the edge at +7.98% annualized vs +2.91%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 16.1% compared with 7.7% for BSJQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -25.0% for BSJQ and -35.1% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

BSJQ charges 0.43% per year while VXUS charges 0.05%. On a $10,000 position that is $43 vs $5 annually, a gap of $38 per year that compounds over a long holding period. On income, BSJQ currently yields 5.53% against 2.51% for VXUS.

Holdings Overlap

We hold position weights for 20 holdings in BSJQ and 8,082 in VXUS, totalling 95.8% and 88.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 20 positions we hold weights for in BSJQ and 8,082 in VXUS, against full books of 34 and 8,747.

You are not choosing between two funds in isolation.

Whichever of BSJQ and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BSJQVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BSJQ or VXUS?

BSJQ has an expense ratio of 0.43% while VXUS charges 0.05%. VXUS is the cheaper option, by $38 a year on a $10,000 investment.

Which performed better, BSJQ or VXUS?

Over the past year BSJQ returned +3.09% vs +20.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (8 years), BSJQ annualized +2.91% vs +7.98% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BSJQ or VXUS?

VXUS has been the more volatile fund at 16.1% annualized versus 7.7% for BSJQ. Worst drawdown: BSJQ -25.0% vs VXUS -35.1%.

Should I hold both BSJQ and VXUS?

BSJQ and VXUS have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, BSJQ or VXUS?

BSJQ yields 5.53% while VXUS yields 2.51%, so BSJQ currently pays the higher dividend yield.

Is VXUS better than BSJQ?

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.