BSJQ vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricBSJQVYMWinner
Expense Ratio0.43%0.04%
AUM$831M$81.6B
Dividend Yield5.72%2.24%
Holdings34616
YTD Return+1.50%+16.42%
1Y Return+3.64%+24.22%
3Y Return (annualized)+6.58%+19.03%
5Y Return (annualized)+3.77%+12.21%
Volatility (annualized)7.7%14.6%
Max Drawdown-25.0%-58.8%
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionAug 9, 2018Nov 10, 2006

BSJQ vs VYM Performance

Invesco BulletShares 2026 High Yield Corporate Bond ETF (BSJQ) is a ETF from Invesco (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year BSJQ returned +3.64% while VYM returned +24.22%. Year to date, BSJQ is up 1.50% versus a gain of 16.42% for VYM.

Over three years, BSJQ compounded at +6.58% per year against +19.03% for VYM; over five years the annualized figures are +3.77% and +12.21% respectively. Across the full 8-year window we track, VYM has the edge at +7.10% annualized vs +2.91%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 7.7% for BSJQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -25.0% for BSJQ and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

BSJQ charges 0.43% per year while VYM charges 0.04%. On a $10,000 position that is $43 vs $4 annually, a gap of $39 per year that compounds over a long holding period. On income, BSJQ currently yields 5.72% against 2.24% for VYM.

Holdings Overlap

0.0%overlap

BSJQ and VYM share 0 holdings out of 642 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BSJQ or VYM?

BSJQ has an expense ratio of 0.43% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $39 per year of difference.

Which performed better, BSJQ or VYM?

Over the past year BSJQ returned +3.64% vs +24.22% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (8 years), BSJQ annualized +2.91% vs +7.10% for VYM. Past performance does not guarantee future results.

Which is riskier, BSJQ or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 7.7% for BSJQ. Worst drawdown: BSJQ -25.0% vs VYM -58.8%.

Should I hold both BSJQ and VYM?

BSJQ and VYM have a monthly-return correlation of 0.76, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BSJQ and VYM?

BSJQ and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 642 unique securities.

Which pays a higher dividend, BSJQ or VYM?

BSJQ yields 5.72% while VYM yields 2.24%, so BSJQ currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.