BSJQ vs QQQ
Invesco BulletShares 2026 High Yield Corporate Bond ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.
Side-by-Side Comparison
| Metric | BSJQ | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.43% | 0.18% | |
| AUM | $831M | $496.3B | |
| Dividend Yield | 5.72% | 0.44% | |
| Holdings | 34 | 108 | |
| YTD Return | +1.57% | +16.64% | |
| 1Y Return | +3.76% | +27.27% | |
| 3Y Return (annualized) | +6.67% | +25.96% | |
| 5Y Return (annualized) | +3.76% | +14.54% | |
| Volatility (annualized) | 7.7% | 30.6% | |
| Max Drawdown | -25.0% | -83.0% | |
| Fund Family | Invesco (US) | Invesco (US) | |
| Category | Fixed Income | Equity | |
| Inception | Aug 9, 2018 | Mar 10, 1999 |
BSJQ vs QQQ Performance
Invesco BulletShares 2026 High Yield Corporate Bond ETF (BSJQ) is a ETF from Invesco (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year BSJQ returned +3.76% while QQQ returned +27.27%. Year to date, BSJQ is up 1.57% versus a gain of 16.64% for QQQ.
Over three years, BSJQ compounded at +6.67% per year against +25.96% for QQQ; over five years the annualized figures are +3.76% and +14.54% respectively. Across the full 8-year window we track, QQQ has the edge at +13.03% annualized vs +2.91%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 7.7% for BSJQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.0% for BSJQ and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BSJQ charges 0.43% per year while QQQ charges 0.18%. On a $10,000 position that is $43 vs $18 annually, a gap of $25 per year that compounds over a long holding period. On income, BSJQ currently yields 5.72% against 0.44% for QQQ.
Holdings Overlap
BSJQ and QQQ share 0 holdings out of 141 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BSJQ or QQQ?
BSJQ has an expense ratio of 0.43% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $25 per year of difference.
Which performed better, BSJQ or QQQ?
Over the past year BSJQ returned +3.76% vs +27.27% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (8 years), BSJQ annualized +2.91% vs +13.03% for QQQ. Past performance does not guarantee future results.
Which is riskier, BSJQ or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 7.7% for BSJQ. Worst drawdown: BSJQ -25.0% vs QQQ -83.0%.
Should I hold both BSJQ and QQQ?
BSJQ and QQQ have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BSJQ and QQQ?
BSJQ and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 141 unique securities.
Which pays a higher dividend, BSJQ or QQQ?
BSJQ yields 5.72% while QQQ yields 0.44%, so BSJQ currently pays the higher dividend yield.
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