BSJU vs IVV
Invesco BulletShares 2030 High Yield Corporate Bond ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | BSJU | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.42% | 0.03% | |
| AUM | $320M | $907.0B | |
| Dividend Yield | 6.70% | 1.10% | |
| Holdings | 224 | 508 | |
| YTD Return | +2.85% | +14.29% | |
| 1Y Return | +5.95% | +21.79% | |
| 3Y Return (annualized) | +8.84% | +22.19% | |
| 5Y Return (annualized) | - | +13.28% | |
| Volatility (annualized) | 6.0% | 15.1% | |
| Max Drawdown | -7.5% | -56.5% | |
| Fund Family | Invesco (US) | iShares by BlackRock (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 8, 2022 | May 15, 2000 |
BSJU vs IVV Performance
Invesco BulletShares 2030 High Yield Corporate Bond ETF (BSJU) is a ETF from Invesco (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year BSJU returned +5.95% while IVV returned +21.79%. Year to date, BSJU is up 2.85% versus a gain of 14.29% for IVV.
Over three years, BSJU compounded at +8.84% per year against +22.19% for IVV. Across the full 4-year window we track, BSJU has the edge at +7.64% annualized vs +7.06%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 6.0% for BSJU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -7.5% for BSJU and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BSJU charges 0.42% per year while IVV charges 0.03%. On a $10,000 position that is $42 vs $3 annually, a gap of $39 per year that compounds over a long holding period. On income, BSJU currently yields 6.70% against 1.10% for IVV.
Holdings Overlap
BSJU and IVV share 0 holdings out of 692 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BSJU or IVV?
BSJU has an expense ratio of 0.42% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $39 per year of difference.
Which performed better, BSJU or IVV?
Over the past year BSJU returned +5.95% vs +21.79% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (4 years), BSJU annualized +7.64% vs +7.06% for IVV. Past performance does not guarantee future results.
Which is riskier, BSJU or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 6.0% for BSJU. Worst drawdown: BSJU -7.5% vs IVV -56.5%.
Should I hold both BSJU and IVV?
BSJU and IVV have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BSJU and IVV?
BSJU and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 692 unique securities.
Which pays a higher dividend, BSJU or IVV?
BSJU yields 6.70% while IVV yields 1.10%, so BSJU currently pays the higher dividend yield.
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