BSJU vs VYM
Invesco BulletShares 2030 High Yield Corporate Bond ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | BSJU | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.42% | 0.04% | |
| AUM | $304M | $79.0B | |
| Dividend Yield | 6.64% | 2.86% | |
| Holdings | 228 | 568 | |
| YTD Return | +2.96% | +16.53% | |
| 1Y Return | +5.69% | +25.03% | |
| 3Y Return (annualized) | +8.73% | +18.54% | |
| 5Y Return (annualized) | - | +12.25% | |
| Volatility (annualized) | 6.0% | 14.6% | |
| Max Drawdown | -7.5% | -58.8% | |
| Fund Family | Invesco (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 8, 2022 | Nov 10, 2006 |
BSJU vs VYM Performance
Invesco BulletShares 2030 High Yield Corporate Bond ETF (BSJU) is a ETF from Invesco (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year BSJU returned +5.69% while VYM returned +25.03%. Year to date, BSJU is up 2.96% versus a gain of 16.53% for VYM.
Over three years, BSJU compounded at +8.73% per year against +18.54% for VYM. Across the full 4-year window we track, BSJU has the edge at +7.68% annualized vs +7.10%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 6.0% for BSJU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -7.5% for BSJU and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BSJU charges 0.42% per year while VYM charges 0.04%. On a $10,000 position that is $42 vs $4 annually, a gap of $38 per year that compounds over a long holding period. On income, BSJU currently yields 6.64% against 2.86% for VYM.
Holdings Overlap
BSJU and VYM share 0 holdings out of 749 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BSJU or VYM?
BSJU has an expense ratio of 0.42% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $38 per year of difference.
Which performed better, BSJU or VYM?
Over the past year BSJU returned +5.69% vs +25.03% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (4 years), BSJU annualized +7.68% vs +7.10% for VYM. Past performance does not guarantee future results.
Which is riskier, BSJU or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 6.0% for BSJU. Worst drawdown: BSJU -7.5% vs VYM -58.8%.
Should I hold both BSJU and VYM?
BSJU and VYM have a monthly-return correlation of 0.76, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BSJU and VYM?
BSJU and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 749 unique securities.
Which pays a higher dividend, BSJU or VYM?
BSJU yields 6.64% while VYM yields 2.86%, so BSJU currently pays the higher dividend yield.
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