BSJU vs VXUS

Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricBSJUVXUSWinner
Expense Ratio0.42%0.05%
AUM$304M$156.5B
Dividend Yield6.64%2.60%
Holdings2288,747
YTD Return+2.71%+14.57%
1Y Return+6.09%+27.82%
3Y Return (annualized)+8.55%+19.27%
5Y Return (annualized)-+9.28%
Volatility (annualized)6.0%15.1%
Max Drawdown-7.5%-39.9%
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionSep 8, 2022Jan 26, 2011

BSJU vs VXUS Performance

Invesco BulletShares 2030 High Yield Corporate Bond ETF (BSJU) is a ETF from Invesco (US) and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year BSJU returned +6.09% while VXUS returned +27.82%. Year to date, BSJU is up 2.71% versus a gain of 14.57% for VXUS.

Over three years, BSJU compounded at +8.55% per year against +19.27% for VXUS. Across the full 4-year window we track, BSJU has the edge at +7.64% annualized vs +4.86%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 6.0% for BSJU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -7.5% for BSJU and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

BSJU charges 0.42% per year while VXUS charges 0.05%. On a $10,000 position that is $42 vs $5 annually, a gap of $37 per year that compounds over a long holding period. On income, BSJU currently yields 6.64% against 2.60% for VXUS.

Holdings Overlap

0.0%overlap

BSJU and VXUS share 0 holdings out of 8052 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BSJU or VXUS?

BSJU has an expense ratio of 0.42% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $37 per year of difference.

Which performed better, BSJU or VXUS?

Over the past year BSJU returned +6.09% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (4 years), BSJU annualized +7.64% vs +4.86% for VXUS. Past performance does not guarantee future results.

Which is riskier, BSJU or VXUS?

VXUS has been the more volatile fund at 15.1% annualized versus 6.0% for BSJU. Worst drawdown: BSJU -7.5% vs VXUS -39.9%.

Should I hold both BSJU and VXUS?

BSJU and VXUS have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BSJU and VXUS?

BSJU and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 8052 unique securities.

Which pays a higher dividend, BSJU or VXUS?

BSJU yields 6.64% while VXUS yields 2.60%, so BSJU currently pays the higher dividend yield.

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