BSJU vs VOO

BSJU vs VOO

Which is better, BSJU or VOO?

Long Term High Yield Bond against Large Cap Blend.

VOO has a lower expense ratio. VOO led over 1Y, 3Y and the full window.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBSJUVOO
Expense Ratio0.42%0.03%Best
AUM$322M$997.4B
Dividend Yield6.70%1.04%
Holdings224509
YTD Return+2.04%+12.37%Best
1Y Return+3.54%+16.61%Best
3Y Return (annualized)+8.52%+21.37%Best
5Y Return (annualized)-+13.49%
Volatility (annualized)6.0%Best13.2%
Max Drawdown-7.5%Best-18.7%
$10,000 over 4 years$13,226$20,080Best
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
StyleLong Term High Yield BondLarge Cap Blend
InceptionSep 8, 2022Sep 7, 2010

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 4 years row, are measured over the window both funds cover: Sep 8, 2022 to Sep 18, 2026 (4 years).

BSJU vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4 years both funds cover.

BSJU vs VOO Performance

Invesco BulletShares 2030 High Yield Corporate Bond ETF (BSJU) is an ETF from Invesco (US) and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year BSJU returned +3.54% while VOO returned +16.61%. Year to date, BSJU is up 2.04% versus a gain of 12.37% for VOO.

Over three years, BSJU compounded at +8.52% per year against +21.37% for VOO. Across the full 4-year window we track, VOO has the edge at +19.04% annualized vs +7.24%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 13.2% compared with 6.0% for BSJU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -7.5% for BSJU and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

BSJU charges 0.42% per year while VOO charges 0.03%. On a $10,000 position that is $42 vs $3 annually, a gap of $39 per year that compounds over a long holding period. On income, BSJU currently yields 6.70% against 1.04% for VOO.

Holdings Overlap

We hold position weights for 184 holdings in BSJU and 494 in VOO, totalling 78.7% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 184 positions we hold weights for in BSJU and 494 in VOO, against full books of 224 and 509.

You are not choosing between two funds in isolation.

Whichever of BSJU and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BSJUVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BSJU or VOO?

BSJU has an expense ratio of 0.42% while VOO charges 0.03%. VOO is the cheaper option, by $39 a year on a $10,000 investment.

Which performed better, BSJU or VOO?

Over the past year BSJU returned +3.54% vs +16.61% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (4 years), BSJU annualized +7.24% vs +19.04% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BSJU or VOO?

VOO has been the more volatile fund at 13.2% annualized versus 6.0% for BSJU. Worst drawdown: BSJU -7.5% vs VOO -18.7%.

Should I hold both BSJU and VOO?

BSJU and VOO have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, BSJU or VOO?

BSJU yields 6.70% while VOO yields 1.04%, so BSJU currently pays the higher dividend yield.

Is VOO better than BSJU?

VOO has a lower expense ratio. VOO led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.