BSJU vs VOO

BSJU vs VOO
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Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricBSJUVOOWinner
Expense Ratio0.42%0.03%
AUM$320M$997.4B
Dividend Yield6.70%1.08%
Holdings224509
YTD Return+2.83%+13.20%
1Y Return+5.94%+21.62%
3Y Return (annualized)+9.13%+22.16%
5Y Return (annualized)-+13.42%
Volatility (annualized)6.0%14.1%
Max Drawdown-7.5%-34.3%
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionSep 8, 2022Sep 7, 2010

BSJU vs VOO Performance

Invesco BulletShares 2030 High Yield Corporate Bond ETF (BSJU) is a ETF from Invesco (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year BSJU returned +5.94% while VOO returned +21.62%. Year to date, BSJU is up 2.83% versus a gain of 13.20% for VOO.

Over three years, BSJU compounded at +9.13% per year against +22.16% for VOO. Across the full 4-year window we track, VOO has the edge at +13.51% annualized vs +7.61%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 6.0% for BSJU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -7.5% for BSJU and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

BSJU charges 0.42% per year while VOO charges 0.03%. On a $10,000 position that is $42 vs $3 annually, a gap of $39 per year that compounds over a long holding period. On income, BSJU currently yields 6.70% against 1.08% for VOO.

Holdings Overlap

0.0%overlap

BSJU and VOO share 0 holdings out of 692 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BSJU or VOO?

BSJU has an expense ratio of 0.42% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $39 per year of difference.

Which performed better, BSJU or VOO?

Over the past year BSJU returned +5.94% vs +21.62% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (4 years), BSJU annualized +7.61% vs +13.51% for VOO. Past performance does not guarantee future results.

Which is riskier, BSJU or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 6.0% for BSJU. Worst drawdown: BSJU -7.5% vs VOO -34.3%.

Should I hold both BSJU and VOO?

BSJU and VOO have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BSJU and VOO?

BSJU and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 692 unique securities.

Which pays a higher dividend, BSJU or VOO?

BSJU yields 6.70% while VOO yields 1.08%, so BSJU currently pays the higher dividend yield.

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