BSJY vs VYM

BSJY vs VYM

Which is better, BSJY or VYM?

Target Date against Large Cap Value.

VYM has a lower expense ratio. BSJY is less concentrated, with 9.1% of the fund in its ten largest positions against 25.9%.

Lower Fees: VYMLess Concentrated: BSJY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBSJYVYM
Expense Ratio0.42%0.04%Best
AUM$5M$81.6B
Dividend Yield1.29%2.22%
Holdings298613
YTD Return-0.23%+13.15%Best
1Y Return-+17.82%
3Y Return (annualized)-+17.99%
5Y Return (annualized)-+12.16%
Top 10 Weight9.1%Best25.9%
Fund FamilyInvesco (US)Vanguard (US)
CategoryAllocation/BalancedEquity
StyleTarget DateLarge Cap Value
InceptionJun 10, 2026Nov 10, 2006

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.

BSJY vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

BSJY vs VYM Performance

Invesco BulletShares 2034 High Yield Corporate Bond ETF (BSJY) is an ETF from Invesco (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Year to date, BSJY is down 0.23% versus a gain of 13.15% for VYM.

Past performance does not guarantee future results.

Fees and Cost Over Time

BSJY charges 0.42% per year while VYM charges 0.04%. On a $10,000 position that is $42 vs $4 annually, a gap of $38 per year that compounds over a long holding period. On income, BSJY currently yields 1.29% against 2.22% for VYM.

Holdings Overlap

We hold position weights for 286 holdings in BSJY and 603 in VYM, totalling 96.4% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 286 positions we hold weights for in BSJY and 603 in VYM, against full books of 298 and 613.

What only one of them owns

Measured across the 286 and 603 positions we hold weights for.

VYM holds 568 positions BSJY does not, 97.5% of the fund.

Largest: AVGO 7.29%, JPM 3.38%, JNJ 2.54%, XOM 2.36%, CAT 2.01%

You are not choosing between two funds in isolation.

Whichever of BSJY and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BSJYVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BSJY or VYM?

BSJY has an expense ratio of 0.42% while VYM charges 0.04%. VYM is the cheaper option, by $38 a year on a $10,000 investment.

Which pays a higher dividend, BSJY or VYM?

BSJY yields 1.29% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.

Is VYM better than BSJY?

VYM has a lower expense ratio. BSJY is less concentrated, with 9.1% of the fund in its ten largest positions against 25.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.