BSR vs SCHD
Beacon Unified Catalyst ETF vs Schwab US Dividend Equity ETF
Which is better, BSR or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 72.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BSR | SCHD |
|---|---|---|
| Expense Ratio | 1.09% | 0.06%Best |
| AUM | $34M | $108.9B |
| Dividend Yield | 2.76% | 3.00% |
| Holdings | 60 | 206 |
| YTD Return | +4.03% | +20.67%Best |
| 1Y Return | +5.73% | +22.79%Best |
| 3Y Return (annualized) | +8.68% | +15.93%Best |
| 5Y Return (annualized) | - | +9.26% |
| Volatility (annualized) | 9.4%Best | 13.7% |
| Max Drawdown | -15.7%Best | -16.1% |
| $10,000 over 3.5 years | $12,847 | $15,135Best |
| Top 10 Weight | 72.2% | 41.8%Best |
| Fund Family | Beacon Capital Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Apr 17, 2023 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 3.5 years row, are measured over the window both funds cover: Apr 18, 2023 to Oct 1, 2026 (3.5 years).
BSR vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.5 years both funds cover.
BSR vs SCHD Performance
Beacon Unified Catalyst ETF (BSR) is an ETF from Beacon Capital Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BSR returned +5.73% while SCHD returned +22.79%. Year to date, BSR is up 4.03% versus a gain of 20.67% for SCHD.
Over three years, BSR compounded at +8.68% per year against +15.93% for SCHD. Across the full 4-year window we track, SCHD has the edge at +12.57% annualized vs +7.42%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 9.4% for BSR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.7% for BSR and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BSR charges 1.09% per year while SCHD charges 0.06%. On a $10,000 position that is $109 vs $6 annually, a gap of $103 per year that compounds over a long holding period. On income, BSR currently yields 2.76% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 29 holdings in BSR and 99 in SCHD, totalling 99.8% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 29 positions we hold weights for in BSR and 99 in SCHD, against full books of 60 and 206.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for BSR (99.9% of the fund), and 29 for BSR that do not appear in SCHD (99.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of BSR and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BSR or SCHD?
BSR has an expense ratio of 1.09% while SCHD charges 0.06%. SCHD is the cheaper option, by $103 a year on a $10,000 investment.
Which performed better, BSR or SCHD?
Over the past year BSR returned +5.73% vs +22.79% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), BSR annualized +7.42% vs +12.57% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BSR or SCHD?
SCHD has been the more volatile fund at 13.7% annualized versus 9.4% for BSR. Worst drawdown: BSR -15.7% vs SCHD -16.1%.
Should I hold both BSR and SCHD?
BSR and SCHD have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BSR or SCHD?
BSR yields 2.76% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than BSR?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 72.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.