BSR vs SCHD
Beacon Unified Catalyst ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | BSR | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.09% | 0.06% | |
| AUM | $35M | $108.7B | |
| Dividend Yield | 2.83% | 3.13% | |
| Holdings | 14 | 104 | |
| YTD Return | +4.66% | +26.50% | |
| 1Y Return | +8.54% | +31.25% | |
| 3Y Return (annualized) | +8.20% | +16.34% | |
| 5Y Return (annualized) | - | +10.10% | |
| Volatility (annualized) | 9.6% | 13.6% | |
| Max Drawdown | -15.7% | -33.4% | |
| Fund Family | Beacon Capital Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Apr 17, 2023 | Oct 20, 2011 |
BSR vs SCHD Performance
Beacon Unified Catalyst ETF (BSR) is a ETF from Beacon Capital Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BSR returned +8.54% while SCHD returned +31.25%. Year to date, BSR is up 4.66% versus a gain of 26.50% for SCHD.
Over three years, BSR compounded at +8.20% per year against +16.34% for SCHD. Across the full 3-year window we track, SCHD has the edge at +11.50% annualized vs +7.89%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 9.6% for BSR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.7% for BSR and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BSR charges 1.09% per year while SCHD charges 0.06%. On a $10,000 position that is $109 vs $6 annually, a gap of $103 per year that compounds over a long holding period. On income, BSR currently yields 2.83% against 3.13% for SCHD.
Holdings Overlap
BSR and SCHD share 0 holdings out of 127 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BSR or SCHD?
BSR has an expense ratio of 1.09% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $103 per year of difference.
Which performed better, BSR or SCHD?
Over the past year BSR returned +8.54% vs +31.25% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), BSR annualized +7.89% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, BSR or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 9.6% for BSR. Worst drawdown: BSR -15.7% vs SCHD -33.4%.
Should I hold both BSR and SCHD?
BSR and SCHD have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BSR and SCHD?
BSR and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 127 unique securities.
Which pays a higher dividend, BSR or SCHD?
BSR yields 2.83% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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