BSV vs RSP

BSV vs RSP

Which is better, BSV or RSP?

Short Term Bond against Large Cap Blend.

BSV has a lower expense ratio. RSP led over 1Y, 3Y, 5Y and the full window.

Lower Fees: BSVHigher Returns: RSP

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBSVRSP
Expense Ratio0.03%Best0.20%
AUM$45.6B$99.6B
Dividend Yield4.01%1.46%
Holdings3,205511
YTD Return-0.08%+10.97%Best
1Y Return+1.05%+13.86%Best
3Y Return (annualized)+4.27%+14.78%Best
5Y Return (annualized)+1.47%+8.82%Best
Volatility (annualized)2.4%Best17.6%
Max Drawdown-9.0%Best-60.9%
$10,000 over 5 years$10,757$15,260Best
Fund FamilyVanguard (US)Invesco (US)
CategoryFixed IncomeEquity
StyleShort Term BondLarge Cap Blend
InceptionApr 3, 2007Apr 24, 2003

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Apr 10, 2007 to Sep 18, 2026 (19.4 years).

BSV vs RSP growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

Compare BSV against instead:BSV vs SPYBSV vs QQQBSV vs VOOBSV vs VTIRSP against:RSP vs VXUS

BSV vs RSP Performance

Vanguard Short-Term Bond ETF (BSV) is an ETF from Vanguard (US) and Invesco S&P 500 Equal Weight ETF (RSP) is an ETF from Invesco (US). Over the past year BSV returned +1.05% while RSP returned +13.86%. Year to date, BSV is down 0.08% versus a gain of 10.97% for RSP.

Over three years, BSV compounded at +4.27% per year against +14.78% for RSP; over five years the annualized figures are +1.47% and +8.82% respectively. Across the full 19-year window we track, RSP has the edge at +8.26% annualized vs +0.88%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RSP has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 2.4% for BSV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -9.0% for BSV and -60.9% for RSP. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.14. They move largely independently of each other.

Fees and Cost Over Time

BSV charges 0.03% per year while RSP charges 0.20%. On a $10,000 position that is $3 vs $20 annually, a gap of $17 per year that compounds over a long holding period. On income, BSV currently yields 4.01% against 1.46% for RSP.

Holdings Overlap

RSP already in BSV1.9%

At least 1.9% of RSP's money is in holdings BSV also owns.

Stated as a floor: for BSV, our book for it covers 63.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

RSP and BSV share little of their money.

10 positions in common, counted across the 1,013 positions we hold weights for in BSV and 502 in RSP, against full books of 3,205 and 511.

Top Shared Holdings

StockWeight in BSVWeight in RSPDifference
DEDeere & Co Sedol 22612030.01%0.22%0.21%
TMUST-Mobile Usa Inc Esrw Usd Npv Ref Sm#5855580.05%0.18%0.13%
OKEOneok Inc.0.01%0.20%0.19%
AAPLApple, Inc0.01%0.20%0.19%
KVUEKenvue Inc0.01%0.20%0.19%
AFLAflac Inc.0.01%0.19%0.18%
ESEversource Energ0.01%0.19%0.18%
MOAltria Group Inc0.02%0.18%0.16%
PEPPepsico Inc.0.01%0.18%0.17%
HUBBHubbell Inc0.00%0.18%0.18%

You are not choosing between two funds in isolation.

Whichever of BSV and RSP you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BSVRSP

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BSV or RSP?

BSV has an expense ratio of 0.03% while RSP charges 0.20%. BSV is the cheaper option, by $17 a year on a $10,000 investment.

Which performed better, BSV or RSP?

Over the past year BSV returned +1.05% vs +13.86% for RSP, so RSP leads on 1-year performance. Over the longest common window we track (19 years), BSV annualized +0.88% vs +8.26% for RSP. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BSV or RSP?

RSP has been the more volatile fund at 17.6% annualized versus 2.4% for BSV. Worst drawdown: BSV -9.0% vs RSP -60.9%.

Should I hold both BSV and RSP?

BSV and RSP have a monthly-return correlation of 0.14, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between BSV and RSP?

At least 1.9% of RSP's money is in holdings BSV also owns. Our book for BSV is partial, so the real figure is this or higher. They hold 10 positions in common, counted across the 1,013 positions we hold weights for in BSV and 502 in RSP.

Which pays a higher dividend, BSV or RSP?

BSV yields 4.01% while RSP yields 1.46%, so BSV currently pays the higher dividend yield.

Is RSP better than BSV?

BSV has a lower expense ratio. RSP led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.