BTF vs SCHD
CoinShares Bitcoin and Ether ETF vs Schwab US Dividend Equity ETF
Which is better, BTF or SCHD?
Multicurrency against Large Cap Value.
SCHD has a lower expense ratio. BTF led over 3Y, SCHD over 1Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BTF | SCHD |
|---|---|---|
| Expense Ratio | 1.27% | 0.06%Best |
| AUM | $16M | $112.1B |
| Dividend Yield | 170.93% | 3.00% |
| Holdings | 7 | 103 |
| YTD Return | -10.05% | +23.60%Best |
| 1Y Return | -31.01% | +28.29%Best |
| 3Y Return (annualized) | +28.80%Best | +16.25% |
| 5Y Return (annualized) | -2.54% | +10.25%Best |
| Volatility (annualized) | 60.6% | 14.9%Best |
| Max Drawdown | -77.5% | -16.9%Best |
| $10,000 over 5 years | $8,793 | $16,289Best |
| Fund Family | Valkyrie Funds | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Multicurrency | Large Cap Value |
| Inception | Oct 21, 2021 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 22, 2021 to Sep 21, 2026 (4.9 years).
BTF vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.9 years both funds cover.
BTF vs SCHD Performance
CoinShares Bitcoin and Ether ETF (BTF) is an ETF from Valkyrie Funds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BTF returned -31.01% while SCHD returned +28.29%. Year to date, BTF is down 10.05% versus a gain of 23.60% for SCHD.
Over three years, BTF compounded at +28.80% per year against +16.25% for SCHD; over five years the annualized figures are -2.54% and +10.25% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BTF has been the more volatile fund, with annualized monthly volatility of 60.6% compared with 14.9% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -77.5% for BTF and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.19. They move largely independently of each other.
Fees and Cost Over Time
BTF charges 1.27% per year while SCHD charges 0.06%. On a $10,000 position that is $127 vs $6 annually, a gap of $121 per year that compounds over a long holding period. On income, BTF currently yields 170.93% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 1 holding in BTF and 100 in SCHD, totalling 5.4% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in BTF and 100 in SCHD, against full books of 7 and 103.
You are not choosing between two funds in isolation.
Whichever of BTF and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BTF or SCHD?
BTF has an expense ratio of 1.27% while SCHD charges 0.06%. SCHD is the cheaper option, by $121 a year on a $10,000 investment.
Which performed better, BTF or SCHD?
Over the past year BTF returned -31.01% vs +28.29% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BTF or SCHD?
BTF has been the more volatile fund at 60.6% annualized versus 14.9% for SCHD. Worst drawdown: BTF -77.5% vs SCHD -16.9%.
Should I hold both BTF and SCHD?
BTF and SCHD have a monthly-return correlation of 0.19, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BTF or SCHD?
BTF yields 170.93% while SCHD yields 3.00%, so BTF currently pays the higher dividend yield.
Is SCHD better than BTF?
SCHD has a lower expense ratio. BTF led over 3Y, SCHD over 1Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.