BTF vs SCHD
CoinShares Bitcoin and Ether ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | BTF | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.27% | 0.06% | |
| AUM | $14M | $103.7B | |
| Dividend Yield | 247.08% | 3.31% | |
| Holdings | 5 | 104 | |
| YTD Return | -35.49% | +24.26% | |
| 1Y Return | -49.98% | +31.38% | |
| 3Y Return (annualized) | +10.42% | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 59.7% | 13.6% | |
| Max Drawdown | -77.5% | -33.4% | |
| Fund Family | Valkyrie Funds | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Oct 21, 2021 | Oct 20, 2011 |
BTF vs SCHD Performance
CoinShares Bitcoin and Ether ETF (BTF) is a ETF from Valkyrie Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BTF returned -49.98% while SCHD returned +31.38%. Year to date, BTF is down 35.49% versus a gain of 24.26% for SCHD.
Over three years, BTF compounded at +10.42% per year against +15.08% for SCHD. Across the full 5-year window we track, SCHD has the edge at +11.39% annualized vs -9.13%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BTF has been the more volatile fund, with annualized monthly volatility of 59.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -77.5% for BTF and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.19. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BTF charges 1.27% per year while SCHD charges 0.06%. On a $10,000 position that is $127 vs $6 annually, a gap of $121 per year that compounds over a long holding period. On income, BTF currently yields 247.08% against 3.31% for SCHD.
Holdings Overlap
BTF and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BTF or SCHD?
BTF has an expense ratio of 1.27% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $121 per year of difference.
Which performed better, BTF or SCHD?
Over the past year BTF returned -49.98% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), BTF annualized -9.13% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, BTF or SCHD?
BTF has been the more volatile fund at 59.7% annualized versus 13.6% for SCHD. Worst drawdown: BTF -77.5% vs SCHD -33.4%.
Should I hold both BTF and SCHD?
BTF and SCHD have a monthly-return correlation of 0.19, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BTF and SCHD?
BTF and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, BTF or SCHD?
BTF yields 247.08% while SCHD yields 3.31%, so BTF currently pays the higher dividend yield.
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