BTFL vs SCHD
Defiance Daily Target 2X Long BITF ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. BTFL delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | BTFL | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.31% | 0.06% | |
| AUM | $2M | $108.7B | |
| Dividend Yield | 0.00% | 3.13% | |
| Holdings | 6 | 104 | |
| YTD Return | +109.50% | +27.93% | |
| 1Y Return | +147.24% | +30.06% | |
| 3Y Return (annualized) | - | +16.25% | |
| 5Y Return (annualized) | - | +10.03% | |
| Volatility (annualized) | 3486232.1% | 13.6% | |
| Max Drawdown | -100.0% | -33.4% | |
| Fund Family | Defiance ETFs, LLC | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Dec 29, 2025 | Oct 20, 2011 |
BTFL vs SCHD Performance
Defiance Daily Target 2X Long BITF ETF (BTFL) is a ETF from Defiance ETFs, LLC and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BTFL returned +147.24% while SCHD returned +30.06%. Year to date, BTFL is up 109.50% versus a gain of 27.93% for SCHD.
Risk: Volatility and Drawdowns
BTFL has been the more volatile fund, with annualized monthly volatility of 3486232.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -100.0% for BTFL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.01. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BTFL charges 1.31% per year while SCHD charges 0.06%. On a $10,000 position that is $131 vs $6 annually, a gap of $125 per year that compounds over a long holding period. On income, BTFL currently yields 0.00% against 3.13% for SCHD.
Holdings Overlap
BTFL and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BTFL or SCHD?
BTFL has an expense ratio of 1.31% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $125 per year of difference.
Which performed better, BTFL or SCHD?
Over the past year BTFL returned +147.24% vs +30.06% for SCHD, so BTFL leads on 1-year performance. Over the longest common window we track (12 years), BTFL annualized +41.83% vs +11.56% for SCHD. Past performance does not guarantee future results.
Which is riskier, BTFL or SCHD?
BTFL has been the more volatile fund at 3486232.1% annualized versus 13.6% for SCHD. Worst drawdown: BTFL -100.0% vs SCHD -33.4%.
Should I hold both BTFL and SCHD?
BTFL and SCHD have a monthly-return correlation of -0.01, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BTFL and SCHD?
BTFL and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, BTFL or SCHD?
BTFL yields 0.00% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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