BTFL vs VTI

BTFL vs VTI
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Quick Verdict

VTI has a lower expense ratio. BTFL delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: BTFLMore Diversified: VTI

Side-by-Side Comparison

MetricBTFLVTIWinner
Expense Ratio1.31%0.03%
AUM$2M$666.9B
Dividend Yield0.00%1.07%
Holdings63,543
YTD Return+109.50%+14.82%
1Y Return+147.24%+22.43%
3Y Return (annualized)-+21.93%
5Y Return (annualized)-+12.34%
Volatility (annualized)3486232.1%15.4%
Max Drawdown-100.0%-56.6%
Fund FamilyDefiance ETFs, LLCVanguard (US)
CategoryAlternativeEquity
InceptionDec 29, 2025May 24, 2001

BTFL vs VTI Performance

Defiance Daily Target 2X Long BITF ETF (BTFL) is a ETF from Defiance ETFs, LLC and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BTFL returned +147.24% while VTI returned +22.43%. Year to date, BTFL is up 109.50% versus a gain of 14.82% for VTI.

Risk: Volatility and Drawdowns

BTFL has been the more volatile fund, with annualized monthly volatility of 3486232.1% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -100.0% for BTFL and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.02. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BTFL charges 1.31% per year while VTI charges 0.03%. On a $10,000 position that is $131 vs $3 annually, a gap of $128 per year that compounds over a long holding period. On income, BTFL currently yields 0.00% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

BTFL and VTI share 0 holdings out of 2788 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BTFL or VTI?

BTFL has an expense ratio of 1.31% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $128 per year of difference.

Which performed better, BTFL or VTI?

Over the past year BTFL returned +147.24% vs +22.43% for VTI, so BTFL leads on 1-year performance. Over the longest common window we track (12 years), BTFL annualized +41.83% vs +8.16% for VTI. Past performance does not guarantee future results.

Which is riskier, BTFL or VTI?

BTFL has been the more volatile fund at 3486232.1% annualized versus 15.4% for VTI. Worst drawdown: BTFL -100.0% vs VTI -56.6%.

Should I hold both BTFL and VTI?

BTFL and VTI have a monthly-return correlation of -0.02, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BTFL and VTI?

BTFL and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2788 unique securities.

Which pays a higher dividend, BTFL or VTI?

BTFL yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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