BTT vs VOO
BlackRock Municipal 2030 Target Term Trust vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. BTT offers more diversification with 557 holdings.
Side-by-Side Comparison
| Metric | BTT | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 1.34% | 0.03% | |
| AUM | $1.6B | $997.4B | |
| Dividend Yield | 2.28% | 1.08% | |
| Holdings | 557 | 509 | |
| YTD Return | +0.49% | +13.73% | |
| 1Y Return | +4.29% | +21.53% | |
| 3Y Return (annualized) | +5.90% | +22.60% | |
| 5Y Return (annualized) | -0.29% | +13.31% | |
| Volatility (annualized) | 10.2% | 14.1% | |
| Max Drawdown | -35.0% | -34.3% | |
| Fund Family | BlackRock, Inc. (US) | Vanguard (US) | |
| Category | Tax Preferred | Equity | |
| Inception | Aug 29, 2012 | Sep 7, 2010 |
BTT vs VOO Performance
BlackRock Municipal 2030 Target Term Trust (BTT) is a ETF from BlackRock, Inc. (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year BTT returned +4.29% while VOO returned +21.53%. Year to date, BTT is up 0.49% versus a gain of 13.73% for VOO.
Over three years, BTT compounded at +5.90% per year against +22.60% for VOO; over five years the annualized figures are -0.29% and +13.31% respectively. Across the full 14-year window we track, VOO has the edge at +13.55% annualized vs +0.40%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 10.2% for BTT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.0% for BTT and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.37. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BTT charges 1.34% per year while VOO charges 0.03%. On a $10,000 position that is $134 vs $3 annually, a gap of $131 per year that compounds over a long holding period. On income, BTT currently yields 2.28% against 1.08% for VOO.
Holdings Overlap
BTT and VOO share 0 holdings out of 630 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BTT or VOO?
BTT has an expense ratio of 1.34% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $131 per year of difference.
Which performed better, BTT or VOO?
Over the past year BTT returned +4.29% vs +21.53% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (14 years), BTT annualized +0.40% vs +13.55% for VOO. Past performance does not guarantee future results.
Which is riskier, BTT or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 10.2% for BTT. Worst drawdown: BTT -35.0% vs VOO -34.3%.
Should I hold both BTT and VOO?
BTT and VOO have a monthly-return correlation of 0.37, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BTT and VOO?
BTT and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 630 unique securities.
Which pays a higher dividend, BTT or VOO?
BTT yields 2.28% while VOO yields 1.08%, so BTT currently pays the higher dividend yield.
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