BTT vs VXUS

BTT vs VXUS

Which is better, BTT or VXUS?

Municipal Bond against Large Cap Blend.

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBTTVXUS
Expense Ratio1.34%0.05%Best
AUM$1.6B$158.1B
Dividend Yield2.28%2.59%
Holdings5578,747
YTD Return+0.13%+16.15%Best
1Y Return+3.03%+27.58%Best
3Y Return (annualized)+6.28%+20.48%Best
5Y Return (annualized)-0.17%+9.09%Best
Volatility (annualized)10.2%Best14.2%
Max Drawdown-35.0%Best-39.9%
$10,000 over 5 years$9,915$15,450Best
Fund FamilyBlackRock, Inc. (US)Vanguard (US)
CategoryTax PreferredEquity
StyleMunicipal BondLarge Cap Blend
InceptionAug 29, 2012Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Aug 29, 2012 to Sep 4, 2026 (14 years).

BTT vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14 years both funds cover.

BTT vs VXUS Performance

BlackRock Municipal 2030 Target Term Trust (BTT) is an ETF from BlackRock, Inc. (US) and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year BTT returned +3.03% while VXUS returned +27.58%. Year to date, BTT is up 0.13% versus a gain of 16.15% for VXUS.

Over three years, BTT compounded at +6.28% per year against +20.48% for VXUS; over five years the annualized figures are -0.17% and +9.09% respectively. Across the full 14-year window we track, VXUS has the edge at +6.45% annualized vs +0.38%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 10.2% for BTT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.0% for BTT and -39.9% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.44. They move together some of the time, and apart the rest.

Fees and Cost Over Time

BTT charges 1.34% per year while VXUS charges 0.05%. On a $10,000 position that is $134 vs $5 annually, a gap of $129 per year that compounds over a long holding period. On income, BTT currently yields 2.28% against 2.59% for VXUS.

Holdings Overlap

We hold position weights for 125 holdings in BTT and 8,094 in VXUS, totalling 48.6% and 87.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 150 days apart, BTT as of Jan 31, 2026 and VXUS as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 125 positions we hold weights for in BTT and 8,094 in VXUS, against full books of 557 and 8,747.

You are not choosing between two funds in isolation.

Whichever of BTT and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BTTVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BTT or VXUS?

BTT has an expense ratio of 1.34% while VXUS charges 0.05%. VXUS is the cheaper option, by $129 a year on a $10,000 investment.

Which performed better, BTT or VXUS?

Over the past year BTT returned +3.03% vs +27.58% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (14 years), BTT annualized +0.38% vs +6.45% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BTT or VXUS?

VXUS has been the more volatile fund at 14.2% annualized versus 10.2% for BTT. Worst drawdown: BTT -35.0% vs VXUS -39.9%.

Should I hold both BTT and VXUS?

BTT and VXUS have a monthly-return correlation of 0.44, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, BTT or VXUS?

BTT yields 2.28% while VXUS yields 2.59%, so VXUS currently pays the higher dividend yield.

Is VXUS better than BTT?

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.