BUCK vs VTI
Simplify Treasury Option Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, BUCK or VTI?
Multi Alternative against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BUCK | VTI |
|---|---|---|
| Expense Ratio | 0.35% | 0.03%Best |
| AUM | $506M | $666.9B |
| Dividend Yield | 7.21% | 1.03% |
| Holdings | 4 | 3,543 |
| YTD Return | +2.16% | +13.60%Best |
| 1Y Return | +3.82% | +18.17%Best |
| 3Y Return (annualized) | +4.84% | +23.04%Best |
| 5Y Return (annualized) | - | +12.14% |
| Volatility (annualized) | 2.6%Best | 13.3% |
| Max Drawdown | -5.4%Best | -19.3% |
| $10,000 over 3.9 years | $11,997 | $20,448Best |
| Fund Family | Simplify Exchange Traded Funds | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Blend |
| Inception | Oct 27, 2022 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Oct 28, 2022 to Sep 25, 2026 (3.9 years).
BUCK vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.
BUCK vs VTI Performance
Simplify Treasury Option Income ETF (BUCK) is an ETF from Simplify Exchange Traded Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year BUCK returned +3.82% while VTI returned +18.17%. Year to date, BUCK is up 2.16% versus a gain of 13.60% for VTI.
Over three years, BUCK compounded at +4.84% per year against +23.04% for VTI. Across the full 4-year window we track, VTI has the edge at +20.13% annualized vs +4.78%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 2.6% for BUCK. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.4% for BUCK and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.22. They move largely independently of each other.
Fees and Cost Over Time
BUCK charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, BUCK currently yields 7.21% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 1 holding in BUCK and 3,463 in VTI, totalling 99.7% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in BUCK and 3,463 in VTI, against full books of 4 and 3,543.
You are not choosing between two funds in isolation.
Whichever of BUCK and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BUCK or VTI?
BUCK has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, BUCK or VTI?
Over the past year BUCK returned +3.82% vs +18.17% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), BUCK annualized +4.78% vs +20.13% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BUCK or VTI?
VTI has been the more volatile fund at 13.3% annualized versus 2.6% for BUCK. Worst drawdown: BUCK -5.4% vs VTI -19.3%.
Should I hold both BUCK and VTI?
BUCK and VTI have a monthly-return correlation of 0.22, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BUCK or VTI?
BUCK yields 7.21% while VTI yields 1.03%, so BUCK currently pays the higher dividend yield.
Is VTI better than BUCK?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.