BWTG vs SCHD

BWTG vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricBWTGSCHDWinner
Expense Ratio0.95%0.06%
AUM$21M$108.7B
Dividend Yield0.33%3.13%
Holdings26104
YTD Return+6.98%+27.67%
1Y Return+13.83%+31.26%
3Y Return (annualized)-+16.66%
5Y Return (annualized)-+10.18%
Volatility (annualized)12.0%13.6%
Max Drawdown-13.2%-33.4%
Fund FamilyBrendan Wood TopGunCharles Schwab Asset Management
CategoryEquityEquity
InceptionNov 9, 2023Oct 20, 2011

BWTG vs SCHD Performance

Brendan Wood TopGun ETF (BWTG) is a ETF from Brendan Wood TopGun and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BWTG returned +13.83% while SCHD returned +31.26%. Year to date, BWTG is up 6.98% versus a gain of 27.67% for SCHD.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.0% for BWTG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.2% for BWTG and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.46. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BWTG charges 0.95% per year while SCHD charges 0.06%. On a $10,000 position that is $95 vs $6 annually, a gap of $89 per year that compounds over a long holding period. On income, BWTG currently yields 0.33% against 3.13% for SCHD.

Holdings Overlap

0.0%overlap

BWTG and SCHD share 0 holdings out of 107 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BWTG or SCHD?

BWTG has an expense ratio of 0.95% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $89 per year of difference.

Which performed better, BWTG or SCHD?

Over the past year BWTG returned +13.83% vs +31.26% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), BWTG annualized +20.69% vs +11.57% for SCHD. Past performance does not guarantee future results.

Which is riskier, BWTG or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 12.0% for BWTG. Worst drawdown: BWTG -13.2% vs SCHD -33.4%.

Should I hold both BWTG and SCHD?

BWTG and SCHD have a monthly-return correlation of 0.46, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BWTG and SCHD?

BWTG and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 107 unique securities.

Which pays a higher dividend, BWTG or SCHD?

BWTG yields 0.33% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

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