BZQ vs SCHD
ProShares UltraShort MSCI Brazil Capped vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | BZQ | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.95% | 0.06% | |
| AUM | $2M | $103.7B | |
| Dividend Yield | 6.10% | 3.31% | |
| Holdings | 6 | 104 | |
| YTD Return | -18.48% | +25.58% | |
| 1Y Return | -42.06% | +31.06% | |
| 3Y Return (annualized) | -22.42% | +15.55% | |
| 5Y Return (annualized) | -24.51% | +9.61% | |
| Volatility (annualized) | 58.4% | 13.6% | |
| Max Drawdown | -99.8% | -33.4% | |
| Fund Family | ProShares | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Jun 16, 2009 | Oct 20, 2011 |
BZQ vs SCHD Performance
ProShares UltraShort MSCI Brazil Capped (BZQ) is a ETF from ProShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BZQ returned -42.06% while SCHD returned +31.06%. Year to date, BZQ is down 18.48% versus a gain of 25.58% for SCHD.
Over three years, BZQ compounded at -22.42% per year against +15.55% for SCHD; over five years the annualized figures are -24.51% and +9.61% respectively. Across the full 15-year window we track, SCHD has the edge at +11.46% annualized vs -28.85%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BZQ has been the more volatile fund, with annualized monthly volatility of 58.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -99.8% for BZQ and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.44. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BZQ charges 0.95% per year while SCHD charges 0.06%. On a $10,000 position that is $95 vs $6 annually, a gap of $89 per year that compounds over a long holding period. On income, BZQ currently yields 6.10% against 3.31% for SCHD.
Frequently Asked Questions
Which is cheaper, BZQ or SCHD?
BZQ has an expense ratio of 0.95% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $89 per year of difference.
Which performed better, BZQ or SCHD?
Over the past year BZQ returned -42.06% vs +31.06% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), BZQ annualized -28.85% vs +11.46% for SCHD. Past performance does not guarantee future results.
Which is riskier, BZQ or SCHD?
BZQ has been the more volatile fund at 58.4% annualized versus 13.6% for SCHD. Worst drawdown: BZQ -99.8% vs SCHD -33.4%.
Should I hold both BZQ and SCHD?
BZQ and SCHD have a monthly-return correlation of -0.44, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, BZQ or SCHD?
BZQ yields 6.10% while SCHD yields 3.31%, so BZQ currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.