CAM vs SCHD
AB California Intermediate Municipal ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. CAM offers more diversification with 447 holdings.
Side-by-Side Comparison
| Metric | CAM | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.27% | 0.06% | |
| AUM | $1.2B | $108.7B | |
| Dividend Yield | 2.51% | 3.13% | |
| Holdings | 447 | 104 | |
| YTD Return | +0.71% | +27.93% | |
| 1Y Return | +1.99% | +30.06% | |
| 3Y Return (annualized) | - | +16.25% | |
| 5Y Return (annualized) | - | +10.03% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -2.2% | -33.4% | |
| Fund Family | AllianceBernstein L.P. | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Oct 3, 2025 | Oct 20, 2011 |
CAM vs SCHD Performance
AB California Intermediate Municipal ETF (CAM) is a ETF from AllianceBernstein L.P. and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CAM returned +1.99% while SCHD returned +30.06%. Year to date, CAM is up 0.71% versus a gain of 27.93% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -2.2% for CAM and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
CAM charges 0.27% per year while SCHD charges 0.06%. On a $10,000 position that is $27 vs $6 annually, a gap of $21 per year that compounds over a long holding period. On income, CAM currently yields 2.51% against 3.13% for SCHD.
Holdings Overlap
CAM and SCHD share 0 holdings out of 186 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CAM or SCHD?
CAM has an expense ratio of 0.27% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $21 per year of difference.
Which performed better, CAM or SCHD?
Over the past year CAM returned +1.99% vs +30.06% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between CAM and SCHD?
CAM and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 186 unique securities.
Which pays a higher dividend, CAM or SCHD?
CAM yields 2.51% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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