CAMX vs SCHD

CAMX vs SCHD

Which is better, CAMX or SCHD?

Large Cap Blend against Large Cap Value.

SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. CAMX is less concentrated, with 41.1% of the fund in its ten largest positions against 41.5%.

Lower Fees: SCHDHigher Returns: SCHDLess Concentrated: CAMX

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCAMXSCHD
Expense Ratio0.59%0.06%Best
AUM$69M$112.2B
Dividend Yield1.62%3.13%
Holdings33103
YTD Return+12.38%+27.56%Best
1Y Return+15.35%+30.29%Best
3Y Return (annualized)+13.22%+16.37%Best
5Y Return (annualized)-+10.23%
Volatility (annualized)12.9%Best13.1%
Max Drawdown-15.7%Best-16.1%
$10,000 over 3.6 years$15,174$15,359Best
Top 10 Weight41.1%Best41.5%
Fund FamilyCambiar Investors, LLCCharles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Value
InceptionFeb 13, 2023Oct 20, 2011

Volatility and max drawdown, and the $10,000 over 3.6 years row, are measured over the window both funds cover: Feb 13, 2023 to Sep 4, 2026 (3.6 years).

CAMX vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.6 years both funds cover.

CAMX vs SCHD Performance

Cambiar Aggressive Value ETF (CAMX) is an ETF from Cambiar Investors, LLC and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year CAMX returned +15.35% while SCHD returned +30.29%. Year to date, CAMX is up 12.38% versus a gain of 27.56% for SCHD.

Over three years, CAMX compounded at +13.22% per year against +16.37% for SCHD. Across the full 4-year window we track, SCHD has the edge at +12.66% annualized vs +12.28%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 12.9% for CAMX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.7% for CAMX and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CAMX charges 0.59% per year while SCHD charges 0.06%. On a $10,000 position that is $59 vs $6 annually, a gap of $53 per year that compounds over a long holding period. On income, CAMX currently yields 1.62% against 3.13% for SCHD.

Holdings Overlap

CAMX already in SCHD6.1%
SCHD already in CAMX7.0%

6.1% of CAMX's money is in holdings SCHD also owns. 7.0% of SCHD's money is in holdings CAMX also owns.

SCHD and CAMX share little of their money.

2 positions in common, counted across the 32 positions we hold weights for in CAMX and 100 in SCHD, against full books of 33 and 103.

What only one of them owns

Our book lists 96 positions for SCHD that do not appear in our book for CAMX (92.6% of the fund), and 24 for CAMX that do not appear in SCHD (70.3%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in CAMXWeight in SCHDDifference
BMYBristol-Myers Squibb Co.4.37%3.31%1.06%
CVXChevron Corp.United States -Energy1.71%3.74%2.03%

You are not choosing between two funds in isolation.

Whichever of CAMX and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

CAMXSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, CAMX or SCHD?

CAMX has an expense ratio of 0.59% while SCHD charges 0.06%. SCHD is the cheaper option, by $53 a year on a $10,000 investment.

Which performed better, CAMX or SCHD?

Over the past year CAMX returned +15.35% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), CAMX annualized +12.28% vs +12.66% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, CAMX or SCHD?

SCHD has been the more volatile fund at 13.1% annualized versus 12.9% for CAMX. Worst drawdown: CAMX -15.7% vs SCHD -16.1%.

Should I hold both CAMX and SCHD?

CAMX and SCHD have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between CAMX and SCHD?

7.0% of SCHD's money is in holdings CAMX also owns. 7.0% of SCHD's is in holdings CAMX also owns. They hold 2 positions in common, counted across the 32 positions we hold weights for in CAMX and 100 in SCHD.

Which pays a higher dividend, CAMX or SCHD?

CAMX yields 1.62% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

Is SCHD better than CAMX?

SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. CAMX is less concentrated, with 41.1% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.