CCSB vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricCCSBIVVWinner
Expense Ratio0.51%0.03%
AUM$27M$865.2B
Dividend Yield4.65%1.09%
Holdings43508
YTD Return+0.48%+13.43%
1Y Return+1.55%+22.61%
3Y Return (annualized)+4.07%+21.47%
5Y Return (annualized)+0.76%+13.26%
Volatility (annualized)47.2%15.1%
Max Drawdown-63.5%-56.5%
Fund FamilyCarbon Collective FundsiShares by BlackRock (US)
CategoryFixed IncomeEquity
InceptionApr 11, 2024May 15, 2000

CCSB vs IVV Performance

Carbon Collective Short Duration Green Bond ETF (CCSB) is a ETF from Carbon Collective Funds and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year CCSB returned +1.55% while IVV returned +22.61%. Year to date, CCSB is up 0.48% versus a gain of 13.43% for IVV.

Over three years, CCSB compounded at +4.07% per year against +21.47% for IVV; over five years the annualized figures are +0.76% and +13.26% respectively. Across the full 19-year window we track, IVV has the edge at +7.03% annualized vs +4.50%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CCSB has been the more volatile fund, with annualized monthly volatility of 47.2% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -63.5% for CCSB and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.32. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CCSB charges 0.51% per year while IVV charges 0.03%. On a $10,000 position that is $51 vs $3 annually, a gap of $48 per year that compounds over a long holding period. On income, CCSB currently yields 4.65% against 1.09% for IVV.

Holdings Overlap

0.0%overlap

CCSB and IVV share 0 holdings out of 542 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CCSB or IVV?

CCSB has an expense ratio of 0.51% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $48 per year of difference.

Which performed better, CCSB or IVV?

Over the past year CCSB returned +1.55% vs +22.61% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (19 years), CCSB annualized +4.50% vs +7.03% for IVV. Past performance does not guarantee future results.

Which is riskier, CCSB or IVV?

CCSB has been the more volatile fund at 47.2% annualized versus 15.1% for IVV. Worst drawdown: CCSB -63.5% vs IVV -56.5%.

Should I hold both CCSB and IVV?

CCSB and IVV have a monthly-return correlation of 0.32, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CCSB and IVV?

CCSB and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 542 unique securities.

Which pays a higher dividend, CCSB or IVV?

CCSB yields 4.65% while IVV yields 1.09%, so CCSB currently pays the higher dividend yield.

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