CCSB vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricCCSBVOOWinner
Expense Ratio0.51%0.03%
AUM$27M$979.0B
Dividend Yield4.65%1.09%
Holdings43509
YTD Return+0.48%+13.44%
1Y Return+1.55%+22.62%
3Y Return (annualized)+4.07%+21.47%
5Y Return (annualized)+0.76%+13.27%
Volatility (annualized)47.2%14.1%
Max Drawdown-63.5%-34.3%
Fund FamilyCarbon Collective FundsVanguard (US)
CategoryFixed IncomeEquity
InceptionApr 11, 2024Sep 7, 2010

CCSB vs VOO Performance

Carbon Collective Short Duration Green Bond ETF (CCSB) is a ETF from Carbon Collective Funds and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year CCSB returned +1.55% while VOO returned +22.62%. Year to date, CCSB is up 0.48% versus a gain of 13.44% for VOO.

Over three years, CCSB compounded at +4.07% per year against +21.47% for VOO; over five years the annualized figures are +0.76% and +13.27% respectively. Across the full 16-year window we track, VOO has the edge at +13.55% annualized vs +4.50%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CCSB has been the more volatile fund, with annualized monthly volatility of 47.2% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -63.5% for CCSB and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.21. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CCSB charges 0.51% per year while VOO charges 0.03%. On a $10,000 position that is $51 vs $3 annually, a gap of $48 per year that compounds over a long holding period. On income, CCSB currently yields 4.65% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

CCSB and VOO share 0 holdings out of 542 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CCSB or VOO?

CCSB has an expense ratio of 0.51% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $48 per year of difference.

Which performed better, CCSB or VOO?

Over the past year CCSB returned +1.55% vs +22.62% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (16 years), CCSB annualized +4.50% vs +13.55% for VOO. Past performance does not guarantee future results.

Which is riskier, CCSB or VOO?

CCSB has been the more volatile fund at 47.2% annualized versus 14.1% for VOO. Worst drawdown: CCSB -63.5% vs VOO -34.3%.

Should I hold both CCSB and VOO?

CCSB and VOO have a monthly-return correlation of 0.21, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CCSB and VOO?

CCSB and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 542 unique securities.

Which pays a higher dividend, CCSB or VOO?

CCSB yields 4.65% while VOO yields 1.09%, so CCSB currently pays the higher dividend yield.

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