CCSB vs SCHD
Carbon Collective Short Duration Green Bond ETF vs Schwab US Dividend Equity ETF
Which is better, CCSB or SCHD?
Short Term Mid Quality against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CCSB | SCHD |
|---|---|---|
| Expense Ratio | 0.51% | 0.06%Best |
| AUM | $27M | $112.1B |
| Dividend Yield | 4.63% | 3.00% |
| Holdings | 44 | 103 |
| YTD Return | -0.53% | +23.46%Best |
| 1Y Return | -0.13% | +27.20%Best |
| 3Y Return (annualized) | +3.46% | +15.41%Best |
| 5Y Return (annualized) | +0.40% | +10.16%Best |
| Volatility (annualized) | 47.2% | 13.7%Best |
| Max Drawdown | -53.4% | -33.4%Best |
| $10,000 over 5 years | $10,202 | $16,223Best |
| Fund Family | Carbon Collective Funds | Charles Schwab Asset Management |
| Category | Fixed Income | Equity |
| Style | Short Term Mid Quality | Large Cap Value |
| Inception | Apr 11, 2024 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jan 11, 2017 to Sep 18, 2026 (14.9 years).
CCSB vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
CCSB vs SCHD Performance
Carbon Collective Short Duration Green Bond ETF (CCSB) is an ETF from Carbon Collective Funds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year CCSB returned -0.13% while SCHD returned +27.20%. Year to date, CCSB is down 0.53% versus a gain of 23.46% for SCHD.
Over three years, CCSB compounded at +3.46% per year against +15.41% for SCHD; over five years the annualized figures are +0.40% and +10.16% respectively. Across the full 10-year window we track, SCHD has the edge at +11.25% annualized vs +5.46%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CCSB has been the more volatile fund, with annualized monthly volatility of 47.2% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -53.4% for CCSB and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.21. They move largely independently of each other.
Fees and Cost Over Time
CCSB charges 0.51% per year while SCHD charges 0.06%. On a $10,000 position that is $51 vs $6 annually, a gap of $45 per year that compounds over a long holding period. On income, CCSB currently yields 4.63% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 34 holdings in CCSB and 100 in SCHD, totalling 80.7% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 34 positions we hold weights for in CCSB and 100 in SCHD, against full books of 44 and 103.
You are not choosing between two funds in isolation.
Whichever of CCSB and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CCSB or SCHD?
CCSB has an expense ratio of 0.51% while SCHD charges 0.06%. SCHD is the cheaper option, by $45 a year on a $10,000 investment.
Which performed better, CCSB or SCHD?
Over the past year CCSB returned -0.13% vs +27.20% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), CCSB annualized +5.46% vs +11.25% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CCSB or SCHD?
CCSB has been the more volatile fund at 47.2% annualized versus 13.7% for SCHD. Worst drawdown: CCSB -53.4% vs SCHD -33.4%.
Should I hold both CCSB and SCHD?
CCSB and SCHD have a monthly-return correlation of 0.21, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, CCSB or SCHD?
CCSB yields 4.63% while SCHD yields 3.00%, so CCSB currently pays the higher dividend yield.
Is SCHD better than CCSB?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.