CGNG vs SCHD
Capital Group New Geography Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. CGNG offers more diversification with 234 holdings.
Side-by-Side Comparison
| Metric | CGNG | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.64% | 0.06% | |
| AUM | $2.7B | $103.7B | |
| Dividend Yield | 0.59% | 3.31% | |
| Holdings | 467 | 104 | |
| YTD Return | +12.65% | +25.58% | |
| 1Y Return | +25.63% | +31.06% | |
| 3Y Return (annualized) | - | +15.55% | |
| 5Y Return (annualized) | - | +9.61% | |
| Volatility (annualized) | 13.7% | 13.6% | |
| Max Drawdown | -15.9% | -33.4% | |
| Fund Family | Capital Group (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jun 25, 2024 | Oct 20, 2011 |
CGNG vs SCHD Performance
Capital Group New Geography Equity ETF (CGNG) is a ETF from Capital Group (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CGNG returned +25.63% while SCHD returned +31.06%. Year to date, CGNG is up 12.65% versus a gain of 25.58% for SCHD.
Risk: Volatility and Drawdowns
CGNG has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.9% for CGNG and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.23. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
CGNG charges 0.64% per year while SCHD charges 0.06%. On a $10,000 position that is $64 vs $6 annually, a gap of $58 per year that compounds over a long holding period. On income, CGNG currently yields 0.59% against 3.31% for SCHD.
Holdings Overlap
CGNG and SCHD share 2 holdings out of 332 unique holdings combined, representing a 0.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CGNG or SCHD?
CGNG has an expense ratio of 0.64% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $58 per year of difference.
Which performed better, CGNG or SCHD?
Over the past year CGNG returned +25.63% vs +31.06% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), CGNG annualized +20.16% vs +11.46% for SCHD. Past performance does not guarantee future results.
Which is riskier, CGNG or SCHD?
CGNG has been the more volatile fund at 13.7% annualized versus 13.6% for SCHD. Worst drawdown: CGNG -15.9% vs SCHD -33.4%.
Should I hold both CGNG and SCHD?
CGNG and SCHD have a monthly-return correlation of 0.23, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CGNG and SCHD?
CGNG and SCHD share 2 common holdings with a 0.3% weight overlap. Combined, they hold 332 unique securities.
Which pays a higher dividend, CGNG or SCHD?
CGNG yields 0.59% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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