CGNG vs SCHD
Capital Group New Geography Equity ETF vs Schwab US Dividend Equity ETF
Which is better, CGNG or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. CGNG led over the full window, SCHD over 1Y. CGNG is less concentrated, with 30.3% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CGNG | SCHD |
|---|---|---|
| Expense Ratio | 0.64% | 0.06%Best |
| AUM | $3.0B | $112.1B |
| Dividend Yield | 0.62% | 3.00% |
| Holdings | 523 | 103 |
| YTD Return | +12.34% | +23.46%Best |
| 1Y Return | +19.02% | +27.20%Best |
| 3Y Return (annualized) | - | +15.41% |
| 5Y Return (annualized) | - | +10.16% |
| Volatility (annualized) | 13.5%Tie | 13.5%Tie |
| Max Drawdown | -15.9%Best | -16.1% |
| $10,000 over 2.2 years | $14,665Best | $14,012 |
| Top 10 Weight | 30.3%Best | 41.8% |
| Fund Family | Capital Group (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Jun 25, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2.2 years row, are measured over the window both funds cover: Jun 27, 2024 to Sep 18, 2026 (2.2 years).
CGNG vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.2 years both funds cover.
CGNG vs SCHD Performance
Capital Group New Geography Equity ETF (CGNG) is an ETF from Capital Group (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year CGNG returned +19.02% while SCHD returned +27.20%. Year to date, CGNG is up 12.34% versus a gain of 23.46% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CGNG and SCHD have been equally volatile, both at 13.5% annualized.
The deepest peak-to-trough decline in our data was -15.9% for CGNG and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.24. They move largely independently of each other.
Fees and Cost Over Time
CGNG charges 0.64% per year while SCHD charges 0.06%. On a $10,000 position that is $64 vs $6 annually, a gap of $58 per year that compounds over a long holding period. On income, CGNG currently yields 0.62% against 3.00% for SCHD.
Holdings Overlap
0.2% of CGNG's money is in holdings SCHD also owns. 5.8% of SCHD's money is in holdings CGNG also owns.
SCHD and CGNG share little of their money.
2 positions in common, counted across the 241 positions we hold weights for in CGNG and 100 in SCHD, against full books of 523 and 103.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for CGNG (94.1% of the fund), and 42 for CGNG that do not appear in SCHD (19.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of CGNG and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CGNG or SCHD?
CGNG has an expense ratio of 0.64% while SCHD charges 0.06%. SCHD is the cheaper option, by $58 a year on a $10,000 investment.
Which performed better, CGNG or SCHD?
Over the past year CGNG returned +19.02% vs +27.20% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), CGNG annualized +19.01% vs +16.57% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CGNG or SCHD?
CGNG and SCHD have been equally volatile, both at 13.5% annualized. Worst drawdown: CGNG -15.9% vs SCHD -16.1%.
Should I hold both CGNG and SCHD?
CGNG and SCHD have a monthly-return correlation of 0.24, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CGNG and SCHD?
5.8% of SCHD's money is in holdings CGNG also owns. 5.8% of SCHD's is in holdings CGNG also owns. They hold 2 positions in common, counted across the 241 positions we hold weights for in CGNG and 100 in SCHD.
Which pays a higher dividend, CGNG or SCHD?
CGNG yields 0.62% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than CGNG?
SCHD has a lower expense ratio. CGNG led over the full window, SCHD over 1Y. CGNG is less concentrated, with 30.3% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.