CGNG vs VTI

CGNG vs VTI
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Quick Verdict

VTI has a lower expense ratio. CGNG delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: CGNGMore Diversified: VTI

Side-by-Side Comparison

MetricCGNGVTIWinner
Expense Ratio0.64%0.03%
AUM$2.9B$666.9B
Dividend Yield0.62%1.07%
Holdings2393,543
YTD Return+13.32%+13.14%
1Y Return+27.38%+22.35%
3Y Return (annualized)-+21.83%
5Y Return (annualized)-+12.01%
Volatility (annualized)13.7%15.3%
Max Drawdown-15.9%-56.6%
Fund FamilyCapital Group (US)Vanguard (US)
CategoryEquityEquity
InceptionJun 25, 2024May 24, 2001

CGNG vs VTI Performance

Capital Group New Geography Equity ETF (CGNG) is a ETF from Capital Group (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year CGNG returned +27.38% while VTI returned +22.35%. Year to date, CGNG is up 13.32% versus a gain of 13.14% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.7% for CGNG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.9% for CGNG and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CGNG charges 0.64% per year while VTI charges 0.03%. On a $10,000 position that is $64 vs $3 annually, a gap of $61 per year that compounds over a long holding period. On income, CGNG currently yields 0.62% against 1.07% for VTI.

Holdings Overlap

11.6%overlap

CGNG and VTI share 31 holdings out of 2999 unique holdings combined, representing a 11.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CGNGWeight in VTIDifference
NVDA1.39%6.32%4.93%
AAPL0.20%5.84%5.64%
MSFT1.10%3.81%2.71%
AVGOProProPro
GOOGLProProPro
GOOGProProPro
METAProProPro
MUProProPro
LLYProProPro
TSLAProProPro
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Frequently Asked Questions

Which is cheaper, CGNG or VTI?

CGNG has an expense ratio of 0.64% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $61 per year of difference.

Which performed better, CGNG or VTI?

Over the past year CGNG returned +27.38% vs +22.35% for VTI, so CGNG leads on 1-year performance. Over the longest common window we track (2 years), CGNG annualized +20.24% vs +8.09% for VTI. Past performance does not guarantee future results.

Which is riskier, CGNG or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 13.7% for CGNG. Worst drawdown: CGNG -15.9% vs VTI -56.6%.

Should I hold both CGNG and VTI?

CGNG and VTI have a monthly-return correlation of 0.72, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CGNG and VTI?

CGNG and VTI share 31 common holdings with a 11.6% weight overlap. Combined, they hold 2999 unique securities.

Which pays a higher dividend, CGNG or VTI?

CGNG yields 0.62% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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